Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142998 reviews)

View other PayPal products

4.73

Based on 142,998 reviews, last reviewed 19th Jun 2026

4237500% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I didn't know about the PayPal was so good. I didn't know about the PayPal was so good. When I started using it felt genuinely blessed. The product service is the best. Even I got credit card wi... Read more Reviewed on: 19th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (142998)

Been using PayPal for years.

Been using PayPal for years. Very convenient and never had any issues. Reviewed on: 6th June 2024

I have had a positive experience with Paypal

I have had a positive experience with Paypal Reviewed on: 6th June 2024

The 3 easy payment and 1 to 2 year to pay scheme we...

The 3 easy payment and 1 to 2 year to pay scheme were brilliant as well as excellent customer service. Reviewed on: 6th June 2024

Never have a problem with PayPal

Never have a problem with PayPal Reviewed on: 6th June 2024

Fair to good customer service service advisor

Fair to good explanation of customer service advisor Reviewed on: 6th June 2024

My experience has been awesome.

My experience has been awesome. The staff especially the one that sorted me out was very knowledgeable and solved my problems as requested. Great. Reviewed on: 6th June 2024

Security

Love using pay pal it makes me feel secure with all my spending Reviewed on: 6th June 2024

Easy to use, very handy with online purchases

Easy to use, very handy with online purchases Reviewed on: 6th June 2024

Always works.

Always works. Easy to use. Clear instructions on how to raise queries. Reviewed on: 6th June 2024

PayPal is always a lifesaver for me so it’s my body...

PayPal is always a lifesaver for me so it’s my body in good and bad times Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 73996 reviews
Payments
from PayPal 4.71 from 3755 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub