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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,385 reviews, last reviewed 20th Jun 2026
4255100% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use paypal regularly I use paypal regularly at checkout on line and my last purchase of concert tickets went ahead without any issues .The transaction was completed smooth... Read more Reviewed on: 20th June 2026
AJ's avatar
AJ

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143385)

Happy happy

5
No hidden fees, low interest, great offers how to pay for items. Reviewed on: 6th June 2024
Maria P's avatar
Maria P

I love it Amazing helps a lot

5
Amazing helps a lot for paying bills and shopping. Paypal has made life easier Reviewed on: 6th June 2024
Pallavi's avatar
Pallavi

Good values, flexibility, not too bad APR

5
Good values, flexibility, not too bad APR Reviewed on: 6th June 2024
Robert Varga's avatar
Robert Varga

Excellent

5
I've been using PayPal credit for many years. If I've ever had a problem with a product or company they are quick to sort it out. It easy and convenient to use Reviewed on: 6th June 2024
Shazza's avatar
Shazza

Very good customer service.

5
Very good customer service. Always ready to help Reviewed on: 6th June 2024
Georgette F's avatar
Georgette F

Have used PayPal and PayPal credit and it's fabulous...

5
Have used PayPal and PayPal credit and it's fabulous,,have never had any problems with any service they provide top notch Reviewed on: 6th June 2024
Donna w's avatar
Donna w

Making payments with PayPal Credit have been amazing

5
Making payments with PayPal Credit have been amazing Reviewed on: 6th June 2024
Oluwafemi A's avatar
Oluwafemi A

Handy, easy, convenient.

5
Handy, easy, convenient. You should add more functionality by splitting the payments beyond 3. Reviewed on: 6th June 2024
Panagiotis S's avatar
Panagiotis S

Good experience, payment in 3 and 4 interest free in...

4
Good experience, payment in 3 and 4 interest free instalments are helpful Reviewed on: 6th June 2024
Iana H's avatar
Iana H

Use it regularly.

5
Use it regularly. Easy to keep track of when the 0% runs out Reviewed on: 6th June 2024
Michelle B's avatar
Michelle B

Review PayPal: PayPal Credit now

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