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PayPal: PayPal Credit reviews

4.73
Based on 143,431 reviews, last reviewed 20th Jun 2026
4257400% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great review Easy to apply to, easy to use, when ever there are issues there customer service team are great and are happy to help in any way to fix or ease any is... Read more Reviewed on: 20th June 2026
Shannon's avatar
Shannon

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143431)

more safety to do transaction online

5
more safety to do transaction online Reviewed on: 6th June 2024

Easy way

5
Easy way to pay for the goods I buy online Reviewed on: 6th June 2024

Excellent service.

5
Excellent service.Intuitive user friendly. Reviewed on: 6th June 2024

Straight forward

5
Very good and easy to use . Like it should be . Straight forward Reviewed on: 6th June 2024

New experience.

5
I recently purchased a new phone, with PayPal Credit. What tempted me to apply, was the 0% interest, for four months. I haven't had any problems, regarding this purchase, but in the past, although, not with PayPal Credit. There's always the possibility of not receiving, what you've paid for, but PayPal, there's some protection, so you're not out of pocket. I've been very happy with PayPal Credit, and will use it again. Reviewed on: 6th June 2024

I like it i recomnded to all my friend

5
I like it i recomnded to all my friend good Reviewed on: 6th June 2024

Excellent service

5
Excellent service Reviewed on: 6th June 2024

Excellent service

5
No issues if item isn’t received money back asap Reviewed on: 6th June 2024

Very quick and efficient service

5
Very quick and efficient service Reviewed on: 6th June 2024

Brilliant

5
Good experience, great customer service, helping a lot with big amount purchase Reviewed on: 6th June 2024

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