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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147981 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147981)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I find PayPal very good.

I find PayPal very good.Ive had problems with some purchases and PayPal have sorted it out for me Reviewed on: 1st July 2026

I’ve found PayPal Credit easy and convenient to use.

I’ve found PayPal Credit easy and convenient to use. It works smoothly at checkout, and I like that everything is managed through my normal PayPal account. It makes larger purchases a bit easier to handle when needed, and the payment information is clear enough to follow. It’s definitely something to use responsibly, but overall my experience has been positive. Reviewed on: 1st July 2026

Convenient

Convenient, easy to use, no problems. Reviewed on: 1st July 2026

I got a discount on my laptop paying for it installm...

I got a discount on my laptop paying for it installment Reviewed on: 1st July 2026

Outstanding.

Any problems I have encountered, by suppliers etc, have been quickly and efficiently resolved by PayPal themselves, on my behalf. I have, within the last 5mins, easily cancelled a subscription with a company, which I had requested directly without success. Using the link provided by PayPal, instant result! Reviewed on: 1st July 2026

Extremely reliable best service ever

Extremely reliable best service ever Reviewed on: 1st July 2026

Money is protected and easy access to quick payments

Money is protected and easy access to quick payments Reviewed on: 1st July 2026

Simple to use and great application so you can contr...

Simple to use and great application so you can control what’s happening Reviewed on: 1st July 2026

Never had any issues.

Never had any issues. Great service. Whenever I have needed to contact PayPal Reviewed on: 1st July 2026

Easy to use app, brilliant communication

Easy to use app, brilliant communication Reviewed on: 1st July 2026

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