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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Everything runs smoothly and without any issues.

Everything runs smoothly and without any issues. The app is one of the best in the industry. Clear loan terms, multiple repayment options. Conditions tailored to each individual client. Reviewed on: 14th July 2026

Easy to use .

Easy to use . Pay in 3 is so helpful to spread the cost . Reviewed on: 14th July 2026

Very easy to use safe and secure

Very easy to use and safe feel very confident whilst using PayPal Reviewed on: 14th July 2026

Everything has gone well so far have no problems usi...

Everything has gone well so far have no problems using paypal Reviewed on: 14th July 2026

Great interest and giving 6 months interest free

Great interest and giving 6 months interest free Reviewed on: 14th July 2026

Jobs very good good good very good job good job good...

Jobs very good good good very good job good job good job good Reviewed on: 14th July 2026

Great service .

It’s easy to use and clearly outlines how it works, and what the charges will be if any. So far I haven’t had any for using the credit which is great! Reviewed on: 14th July 2026

Never had any problems.

Never had any problems. App easy to use. Reviewed on: 14th July 2026

PayPal what a gem of a credit lender

PayPal has been amazing, I’ve used pay in 3 and when I was able to use the credit option it was at ease and helped me afford a lot more as a single mum to two girls it’s mean they haven’t had to miss out Reviewed on: 14th July 2026

When the scammers try and take your money , PayPal h...

When the scammers try and take your money , PayPal have got your back . It happens to the best of us and you need papal to help when things go wrong . Reviewed on: 14th July 2026

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