Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,225 reviews, last reviewed 21st Jun 2026
4293450% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal gives me peace of mind security wise when usi... PayPal gives me peace of mind security wise when using it for online transactions. PayPal credit has also been a lifesaver for short months. Reviewed on: 21st June 2026
MISS E's avatar
MISS E

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144225)

It really helps me to make purchases and pay off ove...

5
It really helps me to make purchases and pay off over time Reviewed on: 7th June 2024

Value for money

5
Great service and value for money. Very simple to use and links well with my bank account Reviewed on: 7th June 2024

Perfect experience always excellent experience

5
Perfect experience always excellent experience Reviewed on: 7th June 2024

Great payment method to pay

5
Great payment method to pay quickly and know you are secure Reviewed on: 7th June 2024

I would like to use this opportunity to thank paypal...

5
I would like to use this opportunity to thank paypal for always been there in any circumstances and problem. Paypal are the kind of company people should rely on. They are always supportive. Reviewed on: 7th June 2024

Easy to use, accessible and simple to understand the...

5
Easy to use, accessible and simple to understand the agreement. Can’t recommend enough. Thank you PayPal. Reviewed on: 7th June 2024

very good company and so easy to understand also ver...

5
very good company and so easy to understand also very helpful,i would recomend them to any of my friends and family Reviewed on: 7th June 2024

PayPal is excellent.

5
PayPal gave me credit much better than others. Thank you Reviewed on: 7th June 2024

PayPal is your Pal for Credit , simple to control yo...

5
PayPal is your Pal for Credit , simple to control your spending easy to use Reviewed on: 7th June 2024

PayPal credit interest free.

5
I used PayPal credit to purchase a new TV - interest free. It was easy to apply, approve and pay back. So simple and no issues. Reviewed on: 7th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review