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PayPal: PayPal Credit reviews

4.73
Based on 144,183 reviews, last reviewed 21st Jun 2026
4291550% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always professional, as you would hope and expect Always professional, as you would hope and expect Reviewed on: 21st June 2026
Holland Joanne's avatar
Holland Joanne

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144183)

Great ease of use, customer service is also great

5
Great ease of use, customer service is also great Reviewed on: 7th June 2024

I have been using pay pall for a number of years now...

5
I have been using pay pall for a number of years now I would recomend Reviewed on: 7th June 2024

I find paypal good for buying on line.

5
I find paypal good for buying on line. I have no worries of anyone getting my details and scamming as has happened with a debit card. Reviewed on: 7th June 2024

Best experience with customer service and always hel...

5
Best experience with customer service and always helpful Reviewed on: 7th June 2024

Highly recommend

5
Used PayPal for a very long time. Smart, efficient way to pay and with consumer protection what more could you want! Reviewed on: 7th June 2024

It’s great that you have the option of 4 months inte...

4
It’s great that you have the option of 4 months interest free and the option for instalments. My laptop had broken sadly and I was able to pay over 12 months for it! However, I wish there was an option on the app to lower your credit limit. Reviewed on: 7th June 2024

Paypal is a very safe way to pay

5
Paypal is easy to use. A very safe way to pay for products and services. With lots of other uses too. Credit and friends and family make paypal very versatile too. Reviewed on: 7th June 2024

Easy way to buy .

5
Easy way to buy ...As long as you pay it off there's no charge and it does not effect your credit rating. Reviewed on: 7th June 2024

User friendly and easy access.

5
User friendly and easy access. Understandable terms and not complicated instructions making it easy to complete transactions needed Reviewed on: 7th June 2024

I like paypay.

5
I like paypay.I've never had problems with paypay.. Reviewed on: 7th June 2024

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