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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144147 reviews)

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4.73

Based on 144,147 reviews, last reviewed 21st Jun 2026

4289950% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve never had a bad experience with them! I’ve never had a bad experience with them! They always help when there’s an issue. Very easy to use. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144147)

PayPal app

PayPal app is so easy to use and understand Reviewed on: 7th June 2024

Good experience, still need inprovement in flex abil...

Good experience, still need inprovement in flex ability in providing finance Reviewed on: 7th June 2024

Convenient at all times

Paypal credit has always been good for me. The monthly plan isn't much also, gives you upto 4 months to pay back with no interest charge. Any kind of issue the customer service team are very helpful. You dont need to except the limit they give to You. you can always reduce this. The credit has helped me so much especially if you want to buy something online. Reviewed on: 7th June 2024

I prefer this instead of having a credit card so eas...

I prefer this instead of having a credit card so easy to keep on top. Reviewed on: 7th June 2024

I’m quite satisfied by PayPal service and facilities.

I’m quite satisfied by PayPal service and facilities. It’s reliable, fast and customer oriented service. I have been using this service without a doubt. Reviewed on: 7th June 2024

Paypal is a great way to spread costs.

Paypal is a great way to spread surprise costs. We have taken advantage of the 0% interest for 4 months at least twice this year. It can really dig you out of a hole sometimes! Reviewed on: 7th June 2024

I am genuinely enjoy as its my first year with...

I am genuinely enjoy as its my first year with pay pal Reviewed on: 7th June 2024

A superb service, simple and easy to use with secure...

A superb service, simple and easy to use with secure protection. Reviewed on: 7th June 2024

Very easy to use and great service

Very easy to use and great service Reviewed on: 7th June 2024

Got my money back!

PayPal have provided help in recovering money paid for goods which were not delivered as the seller was in the USA this would not have been possible without their help. They have also advised in respect of an ebay transaction where I was having difficulties with a seller who had not received monies which I had paid and advised as to why and when the payment would be made which helped both parties complete the matter. Reviewed on: 7th June 2024

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