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PayPal: PayPal Credit reviews

4.73
Based on 144,101 reviews, last reviewed 21st Jun 2026
4287850% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 is good option and comes in handy when you... Pay in 3 is good option and comes in handy when you need something urgently. Reviewed on: 21st June 2026
Humara K's avatar
Humara K

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144101)

Makes life life so much easier.

5
Makes life life so much easier. pits a great safety net Reviewed on: 7th June 2024

Very reliable and low interest.

5
Very reliable and low interest. Good interest free options. Reviewed on: 7th June 2024

Great purchasing power.

5
Easy way of purchasing/paying for your items that you want. Also the the back of PayPal if anything goes wrong. A great way of managing your finances. Reviewed on: 7th June 2024

Always easy to use and convienent to use as well

5
Always easy to use and convienent to use as well Reviewed on: 7th June 2024

PayPal credit to go on a family holiday abroad

5
thanks to PayPal credit I was able to buy flight tickets and take my children on holidays abroad ! Otherwise it wouldn’t be possible…. I also used pay pal credit to book a wonderful accommodation Reviewed on: 7th June 2024

Paypal is the easiest and best way for sending money...

4
Paypal is the easiest and best way for sending money to friends, family and safely purchasing products online! The few times i have ran into issues with a transaction, Paypal support are quick to respond and help resolve the issues quickly ☺️ Reviewed on: 7th June 2024

PayPal - the great safety net

5
PayPal is a great safety net when buying anything from coffee pods to holidays. It's always great to know they have your back covered whenever you come up against a problem. Reviewed on: 7th June 2024

This has been very helpful for me

5
This has been very helpful for me Reviewed on: 7th June 2024

Very good customer service support

5
Very good customer service support Reviewed on: 7th June 2024

Plenty of time to pay

5
I like PayPal credit because there is no interest and plenty of time to pay Reviewed on: 7th June 2024

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