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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148014)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

there's room for imprivement

4
When you start a paypal credit I'd like paypal to manage the direct debit (dates, amounts etc.), similar to Pay-in-3. Reviewed on: 1st July 2026

So far so good.

4
So far so good. My issues with a fake vendor was sorted fast Reviewed on: 1st July 2026

Best provider on the market, reliable company

5
Best provider on the market, reliable company Reviewed on: 1st July 2026

Easy credit

5
Straightforward and easy to use with clear instructions Reviewed on: 1st July 2026

Very good love buy now pay later

5
Very good love buy now pay later Reviewed on: 1st July 2026

Never had a bad experience with PayPal, its always a...

5
Never had a bad experience with PayPal, its always a godsend when you need something and you can turn to PayPal. Reviewed on: 1st July 2026

Yeah I love PayPal, absolutely love it.

5
Yeah I love PayPal, absolutely love it. Great app and all Reviewed on: 1st July 2026

I have used PayPal for ages, I like the security fea...

5
I have used PayPal for ages, I like the security features as they were the first system I used to adopt passkeys with my manager. Reviewed on: 1st July 2026

Great service they provide.

5
Great service they provide. Easy to use and clear communication. I would reccomend to anyone. You can use PayPal on a lot of websites aswell which is great! Not had any issues and will use is where I can! Reviewed on: 1st July 2026

Quick and easy when finishing a payment online as we...

5
Quick and easy when finishing a payment online as well as in person with the digital card Reviewed on: 1st July 2026

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