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PayPal: PayPal Credit reviews

4.90
Based on 107,338 reviews, last reviewed 15th May 2026
2606050% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible, Reliable, and just Perfect I’ve used PayPal Credit for over a year now and it’s honestly been one of the most useful financial tools I’ve had. What I love most about it is how s... Read more Reviewed on: 15th May 2026
Reem A's avatar
Reem A

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107338)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

always very handy and trustworthy

5
always very handy and trustworthy Reviewed on: 13th May 2026

Easy to set up & navigate.

5
Easy to set up & navigate. Great site Reviewed on: 13th May 2026

Its soo easy to get ur application proved.

5
Its soo easy to get ur application proved...easy to pay back Reviewed on: 13th May 2026

PayPal has always worked well for me and has been a...

5
PayPal has always worked well for me and has been a handy addition to online shopping. Reviewed on: 13th May 2026

Getting the best out of PayPal

5
I have been satisfied with all my contacts with PayPal. Reviewed on: 13th May 2026

PayPal is awesome to use.

5
PayPal is awesome to use. The credit and pay in 3 Reviewed on: 13th May 2026

Very smart

5
PayPal is a fast and convenient tool for everyday online shopping and transferring money. However, in 2026, users should be aware that resolving issues through their customer support can be a frustrating and lengthy process. Reviewed on: 13th May 2026

PayPal is flexible application-is good to navigate.

4
PayPal is flexible application-is good to navigate. I like the terms especially the interest free, there good security as well Reviewed on: 13th May 2026

Absolutely brilliant always there when you need that...

5
Absolutely brilliant always there when you need that special item. Reviewed on: 13th May 2026

Great 0% interest rate for bike

5
4 years 0% interest made it possible to buy my dream bike from Tredz Reviewed on: 13th May 2026

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