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PayPal: PayPal Credit reviews

4.73
Based on 143,259 reviews, last reviewed 20th Jun 2026
4249500% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit: Quicker Verification, Easier Application Applying for a PayPal credit card is much easier and faster than with traditional credit card providers. If you already use PayPal, your details are o... Read more Reviewed on: 20th June 2026
Deni Krevesic's avatar
Deni Krevesic

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143260)

I love using PayPal !!!

5
I love using PayPal. Pay in 3, credit and as a safe way of paying. Don’t know what I would do without PayPal :) Reviewed on: 5th June 2024

Easy to use, no hidden charges, have 4 month interes...

4
Easy to use, no hidden charges, have 4 month interest free. Very good woul recommended everyone Reviewed on: 5th June 2024

Flexible and extremely convenient

5
Flexible and extremely convenient Reviewed on: 5th June 2024

Very easy to use.

5
Very easy to use. The direct debit is useful as always on tike with payments. Good if you can't afford something outright Reviewed on: 5th June 2024

Excellent service and making payments over time with...

5
Excellent service and making payments over time without incurring interest is fantastic option Reviewed on: 5th June 2024

Best costumer service with a prompt response in deal...

5
Best costumer service with a prompt response in dealing with issues Reviewed on: 5th June 2024

Great very useful and easy to use

5
Great very useful and easy to use Reviewed on: 5th June 2024

Excellent

5
Very useful and came in handy when I needed to make large purchases sooner than expected. Reviewed on: 5th June 2024

Life saver, PayPal service is handy when it’s comes...

5
Life saver, PayPal service is handy when it’s comes to making a big purchase. You can speed the payment in instalments. Reviewed on: 5th June 2024

It protects my money against scammers

4
It protects my money against scammers Reviewed on: 5th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review