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PayPal: PayPal Credit reviews

4.73
Based on 143,328 reviews, last reviewed 20th Jun 2026
4252600% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is my go to for short term credit PayPal is my go to for short term credit both pay in three and pay in four have been so convenient and simple recently. Also have been able to claim b... Read more Reviewed on: 20th June 2026
Ann B's avatar
Ann B

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143328)

Have never had a problem with PayPal credit.

5
Have never had a problem with PayPal credit. I had a problem with a merchant and PayPal handled this quickly and fairly. Reviewed on: 5th June 2024

Am really happy using PayPal it easy

5
Am really happy using PayPal it easy Reviewed on: 5th June 2024

Was so easy to use for quick payment and pay later w...

5
Was so easy to use for quick payment and pay later which is great Reviewed on: 5th June 2024

It's so easy to use .

5
It's so easy to use . When ever spoken to adviser always been pleasant A secure way of paying for stuff online. Love the pay in 3 when offered. And credit incase need it Reviewed on: 5th June 2024

I've used PayPal credit to help me along through uni...

5
I've used PayPal credit to help me along through uni as every four months I can top it up. I think it's very easy to use. Reviewed on: 5th June 2024

Amazing, very easy to use and whenever I needed supp...

5
Amazing, very easy to use and whenever I needed support, it was super fast. Reviewed on: 5th June 2024

Great to transfer money to my daughter In Canada

5
Great to transfer money to my daughter In Canada Reviewed on: 5th June 2024

PayPal is always easy to use and straightforward.

5
PayPal is always easy to use and straightforward. Reviewed on: 5th June 2024

I’ve never had an issue, good reminders to pay on ti...

5
I’ve never had an issue, good reminders to pay on time and helped me purchase items I would ordinarily not be able to thanks Reviewed on: 5th June 2024

Never had a problem with PayPal, works as it should...

5
Never had a problem with PayPal, works as it should Reviewed on: 5th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review