Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,368 reviews, last reviewed 20th Jun 2026
4254450% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good excellent fantastic fun experience Good excellent fantastic fun experience Reviewed on: 20th June 2026
Lavin 's avatar
Lavin

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (143368)

Great customer service

5
It has been great, always providing great customer service Reviewed on: 5th June 2024
Ester's avatar
Ester

Easy and convenient.

5
Great for purchases, easy and convenient. Plus 0% on purchases over £100. Reviewed on: 5th June 2024
Lee W's avatar
Lee W

Easy to pay.

5
Easy to pay. You can spread your payments over 4 months Reviewed on: 5th June 2024
Alin B's avatar
Alin B

Been using for quite a long time very reliable and n...

5
Been using for quite a long time very reliable and never had a negative issue Reviewed on: 5th June 2024
Levi M's avatar
Levi M

Love it - professional, reliable, convenient

5
Love it - professional, reliable, convenient Reviewed on: 5th June 2024
Luis 's avatar
Luis

Every transaction is a smooth service

5
Every transaction is a smooth service Reviewed on: 5th June 2024
Tamsin's avatar
Tamsin

Flexibility I never knew I had!

5
PayPal credit allows me to have those extra little treats as a single parent I would not normally be able to afford… I’ve and recently discovered I can also spread the cost of flights and hotel stays which I didn’t realise before so this has made weekend breaks more affordable for me! I will be making the most of this newly found flexibility! Reviewed on: 5th June 2024
Kavita W's avatar
Kavita W

PayPal Credit helped me improve my credit score.

5
PayPal Credit is very handy for anyone who needs to get a credit card but is unable to get one. I needed help improving my credit score but I couldn’t get a credit card from any bank since my score was too low. However, PayPal was able to set me up with credit and I was able to use it online while I kitted out my house. Now my score has improved and that’s all thanks to PayPal. Reviewed on: 5th June 2024
Callum S's avatar
Callum S

Paypal credit has been fantastic!

5
Paypal credit has been fantastic! Especially around Christmas when you are making bigger purchases, the 4 month 0% interest offers are brilliant! Reviewed on: 5th June 2024
Colleen S's avatar
Colleen S

It does what it says on the tin and has been an enor...

5
It does what it says on the tin and has been an enormous help to me over the last few years. Reviewed on: 5th June 2024
Njrmsk 's avatar
Njrmsk

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill