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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,409 reviews, last reviewed 20th Jun 2026
4256300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and simple to use Easy and simple to use. Makes big purchases easy to handle. Low or no interest rate always helpful too. Reviewed on: 20th June 2026
Brydie w's avatar
Brydie w

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143409)

Quick and helpful staff, whenever I’ve needed help t...

5
Quick and helpful staff, whenever I’ve needed help they have done so quickly and professionally. Reviewed on: 5th June 2024
Ben H's avatar
Ben H

PayPal Credit

5
PayPal credit has always been easy to manage and make payments with Reviewed on: 5th June 2024
Kerry M's avatar
Kerry M

Great credit provider, supported with most shopping...

5
Great credit provider, supported with most shopping vendors, easy to managed via the PayPal app Reviewed on: 5th June 2024
Dan's avatar
Dan

PayPal Credit is brilliant

5
The ability to use PayPal to spread payments helps me mange my cash flow. As it is pre approved it takes the stress out of buying experiences Reviewed on: 5th June 2024
Brett J's avatar
Brett J

Easy to use.

5
Easy to use, very clear to see how I'm budgeting. Reviewed on: 5th June 2024
Nick's avatar
Nick

PayPal is the best!!!

5
PayPal has been with me for 9 years. Their APR was always low even if my credit score was on the ground, also they increased my credit limit even in hard times. The pay in 3 installments with interest free was again a huge help and probably the coolest thing I can think, and many more including their seamless app and the fact that most sites and companies accept PayPal as a payment method . Thank you PayPal for all these years, without you some things weren’t possible for me and my family! Reviewed on: 5th June 2024
Robert's avatar
Robert

Very helpful if I’ve ever had a query, easy to use a...

5
Very helpful if I’ve ever had a query, easy to use and fantastic service with great value for money Reviewed on: 5th June 2024
Megan Saint's avatar
Megan Saint

Best and Secure Payment Method

5
I have always found Paypal To be a secure and user friendly experience. Never had any issues. Customer service is brilliant Reviewed on: 5th June 2024
Si's avatar
Si

Very helpful when shopping online and safe at the sa...

5
Very helpful when shopping online and safe at the same time. Refunds clear off quite quick and PayPal credit very often helps with unexpected spendings. Many years with PayPal never regret. Reviewed on: 5th June 2024
Patryk K's avatar
Patryk K

Paypal is great - since the day i opened my account...

5
Paypal is great - since the day i opened my account it has been extremely useful especially with the credit facility they offered me. All my issues have been resolved quickly with little to no issue Reviewed on: 5th June 2024
Rob A's avatar
Rob A

Review PayPal: PayPal Credit now

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