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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,446 reviews, last reviewed 20th Jun 2026
4258050% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great to have time to pay I found Paypal credit very useful and the card is handy when finances are a bit stretched Reviewed on: 20th June 2026
Lisa Lloyd's avatar
Lisa Lloyd

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143446)

Really easy process, nice and simple breakdown of co...

5
Really easy process, nice and simple breakdown of costs and love that you can use it on a whole variety of outlets Reviewed on: 5th June 2024
Kate's avatar
Kate

Have used PayPal credit twice.

5
Have used PayPal credit twice. It is good for convenience and be able to spread the cost with no added interest. Reviewed on: 5th June 2024
Elise R's avatar
Elise R

PayPal credit is available to use in lots of places...

5
PayPal credit is available to use in lots of places and having the option to pay back in four months interest free on orders over £100 is very helpful. Reviewed on: 5th June 2024
Adente's avatar
Adente

I am very happy with PayPal,being so flexible and ab...

5
I am very happy with PayPal,being so flexible and able to split the payments . Reviewed on: 5th June 2024
Tereza k's avatar
Tereza k

Never had a problem with payment’s always good commu...

5
Never had a problem with payment’s always good communication Reviewed on: 5th June 2024
Michael B's avatar
Michael B

I use paypal often especially the split pay 3 it mea...

5
I use paypal often especially the split pay 3 it means i can buy things i want without waiting till i have the funds Reviewed on: 5th June 2024
May D's avatar
May D

Very happy with the PayPal credit given to me with m...

5
Very happy with the PayPal credit given to me with more room to extend it! Reviewed on: 5th June 2024
jonny b's avatar
jonny b

I use PayPal credit very often and I would recommend...

5
I use PayPal credit very often and I would recommend to anyone who is not able to pay the full amount in one simple payment. Having the option to divide the payment with no extra interest is fantastic! Reviewed on: 5th June 2024
Norma A's avatar
Norma A

Just perfect.

5
Just perfect. Everything is very good and very high standartus. Reviewed on: 5th June 2024
Deimante's avatar
Deimante

Nice experience since I started using it

5
Nice experience since I started using it Reviewed on: 5th June 2024
Johnson Oyeniyi's avatar
Johnson Oyeniyi

Review PayPal: PayPal Credit now

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