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PayPal: PayPal Credit reviews

4.73
Based on 143,486 reviews, last reviewed 20th Jun 2026
4259850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Faultless experience I have used PayPal Credit for several purchases and it is quick and easy. I have used it for birthdays and Christmas and the process is faultless Reviewed on: 20th June 2026
Anon's avatar
Anon

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143486)

PayPal makes me feel secure

5
Easy to use, clear and efficient Reviewed on: 5th June 2024

Paypal credit has given me a flexible way

5
Paypal credit has given me a flexible way to buy stuff Reviewed on: 5th June 2024

All my purchases were easy to make, with no stress.

5
All my purchases were easy to make, with no stress. Reviewed on: 5th June 2024

Easy to use. Great customer service

5
Easy to use. Staff all helpful. Reviewed on: 5th June 2024

Serviciul excelent, pot merge in vacanta fara sa sco...

5
Serviciul excelent, pot merge in vacanta fara sa scot bani din buzunar și imi este comod ca banii ii returnez fara stres in rate comode fara comision. Recomand cu incredere Reviewed on: 5th June 2024

It’s very good service and reliable customer service

5
It’s very good service and reliable customer service Reviewed on: 5th June 2024

The different ways of payment

5
The different ways of paying make things easy from straight from my bank to PayPal credit and pay in three, even the 0% on things over £99 helps. Reviewed on: 5th June 2024

Paypal is super convenient, easy to use

5
Paypal is super convenient, easy to use and login with the touch of a button. They offer the paypal credit and low interest rates for bigger purchases. You can easily send money to friends/family with no fee and its a safe way to send money for goods brought. Reviewed on: 5th June 2024

Alveys yhete were I need, easy and clearly to use, m...

5
Alveys yhete were I need, easy and clearly to use, money ate safe. Reviewed on: 5th June 2024

Super easy to pay, good lending period.

5
Super easy to pay, good lending period. Offers to increase credit limit are good! Reviewed on: 5th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review