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PayPal: PayPal Credit reviews

4.73
Based on 143,519 reviews, last reviewed 20th Jun 2026
4261300% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I really recommend PayPal Paypal are valuable for multiple retailer use plus eBay . Their interest rates are good and I particularly like the pay in 3 . That is so useful and i... Read more Reviewed on: 20th June 2026
Irene McG's avatar
Irene McG

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143519)

Reliable and efficient , convenient and accessible,

5
Reliable and efficient , convenient and accessible, Reviewed on: 5th June 2024

Pay pal credit is a life saver.

5
Pay pal credit is a life saver. Wish I can get my amount up though Reviewed on: 5th June 2024

It helped a lot thanks for your help

5
It helped a lot Thank you so much Reviewed on: 5th June 2024

Never been let down by paypal credit.

5
Never been let down by paypal credit. Helped me out when moving house and having to buy new furniture. Reviewed on: 5th June 2024

Easy to use and always ideal to have for more secure...

5
Easy to use and always ideal to have for more secure transactions or something if you need to get before your payday!!! Reviewed on: 5th June 2024

A safe way to process online transactions.

5
A safe way to process online transactions. 0 percent credit means you can spread the cost of bigger purchases and can effectively manage your money. PayPal makes online shopping safe, efficient and seamless. Reviewed on: 5th June 2024

Easy access and easy to use.

5
Easy access and easy to use. App great for keeping up to date with payments et . Reviewed on: 5th June 2024

PayPal credit is so convenient and easy to use, it a...

5
PayPal credit is so convenient and easy to use, it also gives you a chance to order what you need and pay it back in reasonable instalments !! Reviewed on: 5th June 2024

Excellent service and product and easy to you

5
Excellent service and product and easy to you Reviewed on: 5th June 2024

PayPal Credit gives flexibility

4
PayPal Credit allows me to be more flexible and I can pay over a longer period of time for more expensive items. Great at Christmas time. Reviewed on: 5th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review