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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143559 reviews)

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4.73

Based on 143,559 reviews, last reviewed 20th Jun 2026

4263050% increase in 5 star reviews

in the past 90 days

12250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is the GOAT! PayPal credit had helped me through tough financial situations and their promotions and interest rates are excellent! Reviewed on: 20th June 2026

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143559)

PayPal is great

PayPal is easy to use and anytime I’ve had an issue it’s been resolved easily Reviewed on: 5th June 2024

Great service - would recommend to everyone

Great service - would recommend to everyone Reviewed on: 5th June 2024

Paying zero interest!

Having the different options how to pay for items with zero interest. Either several months leverage to pay or over 3 split payments is really helpful especially when it's an urgent item you need to buy. Paying no interest makes a massive difference when making a purchase. Paypal is a super system. Reviewed on: 5th June 2024

use payapl credit for everything, love how easy it i...

use payapl credit for everything, love how easy it is to use and saves so much time not having to look for cards Reviewed on: 5th June 2024

Very helpful and affordable credit broker i definite...

Very helpful and affordable credit broker i definitely recommend it Reviewed on: 5th June 2024

PayPal is an amazing tool.

PayPal is an amazing tool for all money transactions and shopping I use PayPal credit a lot of time and I really like it. Reviewed on: 5th June 2024

When I first started using paypal credit it was to g...

When I first started using paypal credit it was to get my kids things for birthdays and Christmas presents.its easy to use and pay back in full when you have got the full amount to pay it off so well worth having and also if I need tools for work I can use it and pay up till it clear well worth having Reviewed on: 5th June 2024

Overall have a good experience but the app can be co...

Overall have a good experience but the app can be confusing Reviewed on: 5th June 2024

Very useful

Amazing think to have very useful Reviewed on: 5th June 2024

Never had any problems with PayPal credit payments o...

Never had any problems with PayPal credit payments over 4 months to12 depending how much you have spent Reviewed on: 5th June 2024

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