Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 141,179 reviews, last reviewed 17th Jun 2026
4154750% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and safe! Very easy to use and safe! Had an issue with a purchase, the seller wasn’t legitand PayPal provided the protection I needed! Reviewed on: 17th June 2026
Deirdre S's avatar
Deirdre S

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (141179)

A Very efficient service that is easily accessed and...

5
A Very efficient service that is easily accessed and maintained Reviewed on: 3rd June 2024
David L's avatar
David L

Highly recommended payment method

5
Spreading the cost over 4 months is amazing. I would definitely recommend PayPal for a secure payment method. Reviewed on: 3rd June 2024
Rae W's avatar
Rae W

Very good experience overall.

5
Very good experience overall. Very good offers at all times abd flexibiity Reviewed on: 3rd June 2024
Iulian M's avatar
Iulian M

Everything seems to work well, but new credit user,...

5
Everything seems to work well, but new credit user, so not a perfect 10, as waiting to see Reviewed on: 3rd June 2024
Mick B's avatar
Mick B

Very good!

5
Very good! I like it and have recommended it to my friends Reviewed on: 3rd June 2024
Paul V's avatar
Paul V

I've never had any issues with PayPal.

5
I've never had any issues with PayPal. Use regularly with ease. Had to call once regarding something and nothing but was sorted out before phone was put down. I'd recommend over other companies for the simplicity and protection you get. Reviewed on: 3rd June 2024
Ellie H's avatar
Ellie H

Always there when I need them.

5
Always there when I need them. PayPal has saved my life, I have made so many purchases and I love it Reviewed on: 3rd June 2024
Maria S's avatar
Maria S

Just excellent service, friendly and very helpful cu...

5
Just excellent service, friendly and very helpful customer care Reviewed on: 3rd June 2024
Octovian J's avatar
Octovian J

I love PayPal, fast easy transactions

5
I love PayPal, fast easy transactions Reviewed on: 3rd June 2024
Sophie e's avatar
Sophie e

PayPal is such a convenient way of paying.

5
PayPal is such a convenient way of paying. So quick and easy. Reviewed on: 3rd June 2024
Sophie B's avatar
Sophie B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill