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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,976 reviews, last reviewed 15th Jun 2026
4100400% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using pay pal is very convenient ,, haven’t used the... Using pay pal is very convenient ,, haven’t used the card yet but think this a good idea , easy to transfer money etc , very good on paying back can a... Read more Reviewed on: 15th June 2026
Nichola S's avatar
Nichola S

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139976)

PayPal credit has always been there for me when I ha...

5
PayPal credit has always been there for me when I have needed it the most! Reviewed on: 2nd June 2024
Jack W's avatar
Jack W

Easy to use low interest support when not received g...

5
Easy to use low interest support when not received goods, app service is excellent Reviewed on: 2nd June 2024
Linda mills 's avatar
Linda mills

Perfect Paypal

5
Never had any issues with PayPal. Has made paying for things, in full, or over time, an absolute breeze Reviewed on: 2nd June 2024
Filippo G's avatar
Filippo G

Very easy to use.

5
Very easy to use. Good customer service. Reviewed on: 2nd June 2024
Isabel S's avatar
Isabel S

Easy to use fantastic service.

5
Easy to use fantastic service. Accepted in loads of places and increasing all the time it’s so handy to have Reviewed on: 2nd June 2024
Jon G's avatar
Jon G

Extremely reliable and easy to use

5
Extremely reliable and easy to use Reviewed on: 2nd June 2024
Gillian F's avatar
Gillian F

A helping hand

5
I've had a really positive experience with PayPal credit and have already recommended it to both friends and family. It helps me budget for things like holidays and christmas as I can spread the cost across a few months. The 0% for 4 months is invaluable and I'm very grateful I have the account. Reviewed on: 2nd June 2024
Rebecca B's avatar
Rebecca B

I have used PayPal credit on and off for the last 2...

5
I have used PayPal credit on and off for the last 2 year's and it makes life so much easier to spread payments over time with a low Apr rate Reviewed on: 2nd June 2024
Jason W's avatar
Jason W

PayPal perfection

5
Easy to use and fab customer service if needed Reviewed on: 2nd June 2024
Jenna T's avatar
Jenna T

PayPal all the way

5
Been using PayPal credit for a while and I must say that they never disappoint. Always ready to support me and listen to my ranting. Thanks to the payment method, paying back my loan was very easy to pay back. Reviewed on: 2nd June 2024
Adeyela A's avatar
Adeyela A

Review PayPal: PayPal Credit now

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