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PayPal: PayPal Credit reviews

4.73
Based on 139,729 reviews, last reviewed 15th Jun 2026
4089000% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a great and lovely about security It's a great and lovely about security Reviewed on: 15th June 2026
Mojtaba K's avatar
Mojtaba K

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139728)

Have never had any issues at all with using Paypal

5
Have never had any issues at all with using Paypal Reviewed on: 2nd June 2024

Excellent

5
I have been using PayPal for over 15 years and always had a good customer services and easy money transfers and payments Reviewed on: 2nd June 2024

I kept being turned down for a payment to my credit...

5
I kept being turned down for a payment to my credit card and realised after talking to the agent that I was using the wrong email for booking.com I succeeded after this and I would like to say a big thank you to the agent. Reviewed on: 2nd June 2024

Easy to use.

5
Easy to use. A choice of options for spreading payments. Low interest rates Reviewed on: 2nd June 2024

Best service atleast we are safe in 80% times with o...

3
Best service atleast we are safe in 80% times with our purchases Reviewed on: 2nd June 2024

Really enjoy using PayPal for payments or transfers,...

4
Really enjoy using PayPal for payments or transfers, the credit also comes in handy, overall very good fintech Reviewed on: 2nd June 2024

All my experiences with pay pal has been amazing

5
All my experiences with pay pal has been amazing Reviewed on: 2nd June 2024

It’s quick and easy to use.

5
It’s quick and easy to use. I really love the fact that you can pay in instalments. Reviewed on: 2nd June 2024

Vickie Griffiths

5
Found PayPal very good and have had help with refunds quickley Reviewed on: 2nd June 2024

EXCELLENT Paypal

5
I love using PayPal, its quick, easy and I can send money anywhere in the world. Plus I have peace of mind, knowing that PayPal has me covered. I can also send money to friends and family. I highly reccomend PayPal. Reviewed on: 2nd June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review