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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,113 reviews, last reviewed 15th Jun 2026
4106800% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to follow payment plans with reminders, an easy... Easy to follow payment plans with reminders, an easy way to afford things you normally wouldnt Reviewed on: 15th June 2026
Rebecca g's avatar
Rebecca g

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140113)

Easy to use, flexible and fast

5
Easy to use, flexible ways to flex your purchase cost Reviewed on: 3rd June 2024
Marwa 's avatar
Marwa

I think PayPal credit is a fantastic service to be a...

5
I think PayPal credit is a fantastic service to be able to pay for items in affordable installments Reviewed on: 3rd June 2024
David's avatar
David

Good experience would recommend it to another person...

1
Good experience would recommend it to another person or friend Reviewed on: 3rd June 2024
andrew 's avatar
andrew

Convenient, easy to manage and great value fir money

5
Convenient, easy to manage and great value fir money Reviewed on: 3rd June 2024
CGD's avatar
CGD

Excellent service

5
Had a dispute with a company whose product didnt arrive , paypal resolved it in days. I received my money back no problem. Highlly recommend , safe and secure. Reviewed on: 3rd June 2024
Carole w's avatar
Carole w

Good alternative to credit card.

5
Good alternative to credit card. easy access to the system Reviewed on: 3rd June 2024
Jake A's avatar
Jake A

I have PayPal as central to my general payment system.

5
I have PayPal as central to my general payment system. Used for many many purchases on a weekly basis Reviewed on: 3rd June 2024
Paul Murphy's avatar
Paul Murphy

amazing company very good always on point with service

5
amazing company very good always on point with service Reviewed on: 3rd June 2024
Mohammed M's avatar
Mohammed M

So handy, especially in today society

5
So handy, especially in today society Reviewed on: 3rd June 2024
Isobella Larmour's avatar
Isobella Larmour

Pros and cons

4
Great for 4 months no interest offer, but the repayment should be more straight forward Reviewed on: 3rd June 2024
Wayne L's avatar
Wayne L

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