Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 140,201 reviews, last reviewed 15th Jun 2026
4110600% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Any problems I have had was resolved Any problems I have had was resolved Reviewed on: 15th June 2026
George M's avatar
George M

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140201)

PayPal credit is a grat source of being able to pay...

5
PayPal credit is a grat source of being able to pay for good. Many ways to pay for things Reviewed on: 3rd June 2024

Covient to use, never any problems with payments.easy

5
Covient to use, never any problems with payments. Great having no intrest if paid in full by a certain time.. easy repayments. Great customer service… Reviewed on: 3rd June 2024

Credit is a great way to spread the cost, interest f...

5
Credit is a great way to spread the cost, interest free, for larger purchases Reviewed on: 3rd June 2024

Really easy to use with no fuss, excellent service

5
Really easy to use with no fuss, excellent service Reviewed on: 3rd June 2024

ALWAYS THERE FOR THOUSE PURCHASES, THAT YOU NEED

5
ALWAYS THERE FOR THOUSE PURCHASES, THAT YOU NEED Reviewed on: 3rd June 2024

Very to use but need easier process to call and syst...

5
Very to use but need easier process to call and system friendlier to use Reviewed on: 3rd June 2024

Zero % interest

5
Zero % interest is the biggest difference between PayPal and my bank so PayPal wins hands down Reviewed on: 3rd June 2024

Always found PayPal Credit easy to use and extremely...

5
Always found PayPal Credit easy to use and extremely helpful. The payment options are visible in the app and manageable Reviewed on: 3rd June 2024

All transaction been smooth.

5
All transaction been smooth. Easy to access help. Convenient and safe way to purchase all items Reviewed on: 3rd June 2024

Quick and easy good updates and very timely

5
Quick and easy good updates and very timely Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 71381 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3750 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 98 reviews
    PayPal
    View all products