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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,261 reviews, last reviewed 16th Jun 2026
4113400% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I know when I buy something thought PayPal if someth... I know when I buy something thought PayPal if something goes wrong they will investigate and I'll get my money back Reviewed on: 16th June 2026
Yvonne P's avatar
Yvonne P

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140261)

Comes in handy

5
Allows customers to spread cost over 3 instalment which is handy in today’s economy.The Decision to inform via instalment comes quickly via email confirmation. The interest is manageable. The options to pay from credit is listed but also allows customers choice to pay via debit options. Reviewed on: 3rd June 2024
Piege 's avatar
Piege

Highly recommended .

5
All positive, support when needed. Brilliant Reviewed on: 3rd June 2024
Mary H's avatar
Mary H

Flexible current and safe

5
Have used PayPal for 10 years now and have found them to be amazing. They have several different payment options to suit your needs. Extremely easy to use and very safe. Have been well supported when trying to get money back and have always had a positive outcome Reviewed on: 3rd June 2024
cheryl l's avatar
cheryl l

It’s fabulous PayPal has offered credit as it really...

5
It’s fabulous PayPal has offered credit as it really helps Reviewed on: 3rd June 2024
Chris's avatar
Chris

PayPal is always easy to use and a great way to get...

5
PayPal is always easy to use and a great way to get more for your money. Reviewed on: 3rd June 2024
Georgia c's avatar
Georgia c

Excellent and safe way to purchase

5
Great way to purchase something without putting pressure on your budget. Easy, convenient and safer way. Reviewed on: 3rd June 2024
Natalia 's avatar
Natalia

Great service and experience for all my needs

4
Great service and experience. Quick response as well when you need help. Reviewed on: 3rd June 2024
Aurita F's avatar
Aurita F

Paypal has always been amazing in every area

5
Paypal has always been amazing in every area Reviewed on: 3rd June 2024
Andrew Brookes's avatar
Andrew Brookes

Spread the cost

5
A great way to spread the cost of larger purchases over 3/4 months, and it's free. Reviewed on: 3rd June 2024
LB's avatar
LB

Very professional and deals with issues straight away

5
Very professional and deals with issues straight away Reviewed on: 3rd June 2024
Heath's avatar
Heath

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