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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140269 reviews)

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4.73

Based on 140,269 reviews, last reviewed 16th Jun 2026

4113750% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

0% Interest in the first 4 months 0% Interest in the first 4 months Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140269)

I have used this service for a while now with no com...

I have used this service for a while now with no complaints very happy Reviewed on: 3rd June 2024

Using it daily and Im very satisfied

Using it daily and Im very satisfied Reviewed on: 3rd June 2024

Reliable, secure.

Reliable, secure. Offers multiple payments options. When needed, staff answer queries promptly. Have had no issues. Reviewed on: 3rd June 2024

Paypal always works, easy to use at every level, qu...

Paypal always works, easy to use at every level, quick and secure transactions, low cost Reviewed on: 3rd June 2024

Good and safe way to shop online

Good and safe way to shop online Reviewed on: 3rd June 2024

Great experience

Great experience easy to access easy to make payments Reviewed on: 3rd June 2024

I feel safe buying larger items on PayPal Credit enc...

I feel safe buying larger items on PayPal Credit encase I have issues Reviewed on: 3rd June 2024

Brilliant help in day to day finances

Brilliant help in day to day finances Reviewed on: 3rd June 2024

It’s so easy

Pay in 3 is such a simple concept but brilliant. I don’t have to worry that I’m putting myself into debt, it’s just spreading payments. I don’t have to think about it and before you know it, it’s all paid off. Reviewed on: 3rd June 2024

Amazing from start to finish and easy to deal with.

Amazing from start to finish and easy to deal with. Reviewed on: 3rd June 2024

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