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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140279 reviews)

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4.73

Based on 140,279 reviews, last reviewed 16th Jun 2026

4114200% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I like using PayPal for most of my online shopping i... I like using PayPal for most of my online shopping it’s simple and easy to use and I feel safe paying with paypal Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140279)

PayPal is excellent it is so reliable always there w...

PayPal is excellent it is so reliable always there when you need it. I can't praise them enough customer service is second to none thank you PayPal. When other services let you down PayPal it's always there. Reviewed on: 3rd June 2024

I just want to win the money

I'm only doing this to enter the prize draw. Reviewed on: 3rd June 2024

I have used several times to split large payments su...

I have used several times to split large payments such as purchase of a plane ticket so it’s really helps my cash flow and budgeting. So useful in the cost of living crisis. Will definitely use again and again. Reviewed on: 3rd June 2024

Reliable and trustworthy people must love

Reliable and trustworthy people must love Reviewed on: 3rd June 2024

PayPal and PayPal credit

I like to use paypal and paypal credit. Easy to use, I can control my payments, and I found it really secure as well. Reviewed on: 3rd June 2024

I like the 4 month no extra charge system for credits.

I like the 4 month no extra charge system for credits. However, it’s hard to get in touch with anyone if I need help or assistance. It’s also really good to be able to pay with PayPal almost anywhere online nowadays . Reviewed on: 3rd June 2024

PayPal Works for me

I frequently use PayPal credit to spread the cost of purchases. Always goes smoothly, and that includes and refunds. Reviewed on: 3rd June 2024

Safe & easy way to pay.

Safe & easy way to pay. Always rectify any disputes Reviewed on: 3rd June 2024

I use PayPal on all online purchases, any time when...

I use PayPal on all online purchases, any time when is a problem with the seller PayPal customer service solves my issues straight away. They have an excellent service. The Pay in 3 Instalments fits my budget and I use PayPal credit when I struggle with finances. Sending money to my friends through PayPal makes me feel safe and sure that they are receiving money on the same day. I am very satisfied with PayPal. Reviewed on: 3rd June 2024

I use it regularly

Easy to use and access, only need your email address and password to access it. Reviewed on: 3rd June 2024

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