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PayPal: PayPal Credit reviews

4.73
Based on 140,300 reviews, last reviewed 16th Jun 2026
4115050% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, makes life easy Excellent service, makes life easy Reviewed on: 16th June 2026
Zoltan Gergi's avatar
Zoltan Gergi

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140300)

Easy to use & very clear and precise.

5
Easy to use & very clear and precise. Reviewed on: 3rd June 2024

Really good customer service and excellent

5
Really good customer service and excellent Reviewed on: 3rd June 2024

They are greatttt

5
They have sorted all my issues very quickly. If I had items not turn up they have spoken to the merchant and got commication I could not. Reviewed on: 3rd June 2024

PayPal credit is a great way to spread the cost of m...

5
PayPal credit is a great way to spread the cost of more expensive items without incurring interest. Reviewed on: 3rd June 2024

Only method I use to pay online!!

5
I tend to not use sites to purchase from online companies unless they accept PayPal, that's how confident I am that my money is safe! Reviewed on: 3rd June 2024

Simplicity itself, a straightforward process proving...

5
Simplicity itself, a straightforward process proving gaurantee and peace of mind. Reviewed on: 3rd June 2024

Any issues have been fixed promptly

5
Any issues have been fixed promptly Reviewed on: 3rd June 2024

Never has a issues is quick and easy to use.

5
Never has a issues is quick and easy to use even for technophobes like me! Reviewed on: 3rd June 2024

PayPal is efficient, effective and reliable.

4
PayPal is efficient, effective and reliable. Reliable customer service response in good time when needed. Reviewed on: 3rd June 2024

Thats amazing and very helpful for the use.

5
Thats amazing and very helpful for the use. I always prefer to paypal gor buy anything from online. Reviewed on: 3rd June 2024

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