Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181090 reviews)

View other PayPal products

4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181090)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

100% recommend

Whenever I’m struggling but in desperate need of something I can always rely on PayPal, pay in three or credit! It’s also the easiest and safest way to transfer for events e.g raffle tickets etc Reviewed on: 14th July 2026

Very reliable and affordable platform, lots of benef...

Very reliable and affordable platform, lots of benefits to use as a customer.PayPal credit is excellent solution with interest free over 4 month. pay in 3 also very convenient. Reviewed on: 14th July 2026

Excellent

Very easy to use and money back guarantee. Reviewed on: 14th July 2026

Positive experience

Excellent service all round, Amazon customer service and love the option of paying in 3 with no interest Reviewed on: 14th July 2026

Lovely way to pay

I have had a lovely experience with PayPal.i have using PayPal for a while now, never had any problems with PayPal. Reviewed on: 14th July 2026

Paypal Credit for large or luxury items

I use PayPal Credit to purchase larger essential items, such as a washing machine, as it allows me to spread the cost. I also use it occasionally to buy special treats for myself or my family that I might not otherwise be able to afford in one payment. Most recently, I used it to buy my son a virtual reality headset for his birthday, costing £399, as the option to pay in instalments made it much more manageable. Reviewed on: 14th July 2026

Good options for pay in 3 or longer with special pro...

Good options for pay in 3 or longer with special promotions Reviewed on: 14th July 2026

Excellently brilliant

Excellent always easy to use recommend Reviewed on: 14th July 2026

My go-to for online payments

Easy way to pay, with flexible repayment options. My go-to for online payments Reviewed on: 14th July 2026

Easy to use app that gives you protection on what yo...

Easy to use app that gives you protection on what you buy. Excellent service. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101255 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub