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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148043 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148043)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great customer service

They always sort problems out efficiently. I've never had a problem with their customer services representatives Reviewed on: 1st July 2026

Love PayPal it’s so easy to use it’s safe and access...

Love PayPal it’s so easy to use it’s safe and access is very straight forward Reviewed on: 1st July 2026

I find it hard to get through to a person who can he...

I find it hard to get through to a person who can help but love the product that Paypal offers Reviewed on: 1st July 2026

Great service, fast payments, safe Highly recommend

Great service, fast payments, safe Highly recommend Reviewed on: 1st July 2026

Great service and easy to use very happy with PayPal...

Great service and easy to use very happy with PayPal Reviewed on: 1st July 2026

Exellent service and financd flexibility that helps...

Exellent service and financd flexibility that helps me pay with time without japerdising my religious beleif as i use 0% interest Reviewed on: 1st July 2026

great service would highly recommend

great service would highly recommend Reviewed on: 1st July 2026

Flexible Spending, Stress-Free Budgeting

I like using PayPal Credit because it gives me flexibility when making larger purchases without having to pay everything upfront. It's convenient, easy to manage, and helps me spread the cost of things like home improvements or essential purchases, making budgeting much less stressful. Having that extra financial breathing space gives me real peace of mind. Reviewed on: 1st July 2026

Very good safe to use when buyingg goods

Very good safe to use when buyingg goods Reviewed on: 1st July 2026

Have you PayPal for many years. Great Service

Have you PayPal for many years. Great way of paying for things that crop up unexpectedly. Also for 3 payments. Reviewed on: 1st July 2026

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