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PayPal: PayPal Credit reviews

4.73
Based on 140,207 reviews, last reviewed 15th Jun 2026
4110800% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

The experience is smooth. The experience is smooth. The payments and repayments are easily. Interest free payments utpo 3 months is really handy Reviewed on: 15th June 2026
Midhun G's avatar
Midhun G

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140207)

Amazing service with no interest on most purchases.

5
Amazing service with no interest on most purchases. Really helpful Reviewed on: 2nd June 2024

Paypal credit is just great, so easy to use and also...

5
Paypal credit is just great, so easy to use and also has security of paypal when using. Reviewed on: 2nd June 2024

So easy to use and flexible credit options

5
So easy to use and flexible credit options Reviewed on: 2nd June 2024

Easiest hassle free way of using credit without the...

5
Easiest hassle free way of using credit without the worry of fees or interest for 4 months ! I would never use or need any other type of credit Reviewed on: 2nd June 2024

My Overall experience with paypal is good

3
My Overall experience with paypal is good Reviewed on: 2nd June 2024

Easy to use, easy to pay.

5
Easy to use, easy to pay. Has come in use in emergencies and able to pay off in 3 months without interest Reviewed on: 2nd June 2024

It was good very good and i though not enough so rea...

5
It was good very good and i though not enough so realised it was more good Reviewed on: 2nd June 2024

Very good way to buy products splitting into interes...

5
Very good way to buy products splitting into interest free installments Reviewed on: 2nd June 2024

PayPal gives a safe secure method of payment, it's g...

5
PayPal gives a safe secure method of payment, it's good for everyday and those little emergencies. The various options also help with managing your money better. Communication us good and reminders helpful. Reviewed on: 2nd June 2024

Pleased with service.

5
Pleased with service. No complaints Reviewed on: 2nd June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review