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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024
Manjeet P's avatar
Manjeet P

Never had a problem with refunds they are quick to a...

5
Never had a problem with refunds they are quick to acti i have had thing not delivered before they were quick to act Reviewed on: 14th July 2026
Andrew Mearns's avatar
Andrew Mearns

PayPal account and credit card

5
I often use PayPal credit for purchases, or flights, vacations. I like that I have points for purchases that I can use. I would like to have an increase but I gradually have. Reviewed on: 14th July 2026
Mirka M's avatar
Mirka M

Helps with fun life stuff

5
PayPal credit is great for those expenses that you can’t quite stretch to in a months wages, it’s so great for things like concert tickets and experiences. It’s a wonderful way of budgeting for little life luxuries. Reviewed on: 14th July 2026
Kate L's avatar
Kate L

Keep your money safe

5
Good protection and their pay in 3 is very good Reviewed on: 14th July 2026
Ray Galley's avatar
Ray Galley

Credit card

4
Newly got credit card but been using pay pal for a couple of years with no complaints Reviewed on: 14th July 2026
Edward O's avatar
Edward O

Paypal are easy to use and helpful on all fronts!

5
Paypal are easy to use and helpful on all fronts! Reviewed on: 14th July 2026
Ryan S's avatar
Ryan S

My experience had ben pleasantnt.

5
My experience had been pleasant. The repayment is not choking. I always use PayPal with confidence. Reviewed on: 14th July 2026
akinola alli's avatar
akinola alli

Very good I feel safe with PayPal

5
Very good I feel safe with PayPal Reviewed on: 14th July 2026
Rabah 's avatar
Rabah

Great way

5
I've been using PayPal Credit for a while now, and it's been really convenient. The 4-month interest-free offer on purchases over £99 is fantastic and helps me manage my budget easily. The integration with my PayPal account is seamless, and making manual payments every month is very straightforward.⁠ Reviewed on: 14th July 2026
Fahimeh M's avatar
Fahimeh M

Quite easy to use and simple enough yo work wih so h...

4
Quite easy to use and simple enough yo work wih so have nothing to add Reviewed on: 14th July 2026
Dion P's avatar
Dion P

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