Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107359 reviews)

View other PayPal products

4.90

Based on 107,359 reviews, last reviewed 15th May 2026

2607050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Helps me to manage larger purchases Helps me to manage larger purchases so I can spread the cost over a few months. Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107359)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great service easy to use.

Great service easy to use. Value on payment plans and different ways to you PayPal credit to suit me and dufference buying experiencrs Reviewed on: 13th May 2026

always very handy and trustworthy

always very handy and trustworthy Reviewed on: 13th May 2026

Easy to set up & navigate.

Easy to set up & navigate. Great site Reviewed on: 13th May 2026

Its soo easy to get ur application proved.

Its soo easy to get ur application proved...easy to pay back Reviewed on: 13th May 2026

PayPal has always worked well for me and has been a...

PayPal has always worked well for me and has been a handy addition to online shopping. Reviewed on: 13th May 2026

Getting the best out of PayPal

I have been satisfied with all my contacts with PayPal. Reviewed on: 13th May 2026

PayPal is awesome to use.

PayPal is awesome to use. The credit and pay in 3 Reviewed on: 13th May 2026

Very smart

PayPal is a fast and convenient tool for everyday online shopping and transferring money. However, in 2026, users should be aware that resolving issues through their customer support can be a frustrating and lengthy process. Reviewed on: 13th May 2026

PayPal is flexible application-is good to navigate.

PayPal is flexible application-is good to navigate. I like the terms especially the interest free, there good security as well Reviewed on: 13th May 2026

Absolutely brilliant always there when you need that...

Absolutely brilliant always there when you need that special item. Reviewed on: 13th May 2026

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub