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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,510 reviews, last reviewed 12th Jun 2026
3942550% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and Secure I've had PayPal for many years. I love the pay in 3 or 4 at 0% interest. I also feel safe buying through PayPal knowing if I have any issues, they are... Read more Reviewed on: 12th June 2026
Taffy's avatar
Taffy

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136510)

Been good no pressure

5
Been good no pressure, easy see how much is minimum payment needed n really no fuss set up Reviewed on: 25th May 2024
Dan's avatar
Dan

App always easy to use fast and efficient

5
App always easy to use fast and efficient Reviewed on: 25th May 2024
Sandra T's avatar
Sandra T

Paypal credit fantastic.

5
This service helped me to buy what I needed. The paypal team are easy to get hold of. For instance if you never receive packages. They help With getting refunds back with your card. PayPal quickly pays for items. And navigating the app is so easy. Its clear and concise. Reviewed on: 25th May 2024
Tori c's avatar
Tori c

Quick and efficient service, everything is clear abo...

5
Quick and efficient service, everything is clear about your borrowing so full transparency no hidden charges or surprises. Reviewed on: 25th May 2024
Sarah Payne's avatar
Sarah Payne

I love PayPal, specially when I can't afford to pay...

4
I love PayPal, specially when I can't afford to pay fool price and PayPal give me that opportunity to PayPal in 12 months interest free. It allows me to purchase anything that is really needed for my family and I can't afford to pay in one go. Plus is a safe way to pay and if there is something wrong with the seller, PayPal also to deal with the seller and make them be responsible. One more thing why I would recommend PayPal is because I can send money for free to my friends and family. There is one thing that could be improved: the PayPal credit do not have an option which payment I prefer to pay off first. While I was paying something that was do in two months it actually discounted what I had could pay in a year. So that way it king of "forced"me to pay everything sooner without having an option to pay during a year. Reviewed on: 25th May 2024
Zaneta L's avatar
Zaneta L

My experience with PayPal has been amazing

5
My experience with PayPal has been amazing Reviewed on: 25th May 2024
Jaafar O's avatar
Jaafar O

Its easy to use

5
Its easy to use…Really helpful with credit payments Reviewed on: 25th May 2024
Dil's avatar
Dil

Best Credit and Most Reliable in UK

5
Best Credit and most reliable , clear details, chstomer protection and friendly responsive customer service Reviewed on: 25th May 2024
Kash's avatar
Kash

Very good

5
Very good, help me when I had no money Reviewed on: 25th May 2024
Michal S's avatar
Michal S

Helps massively to enjoy purchases without the stres...

5
Helps massively to enjoy purchases without the stress of finding the money instantly Reviewed on: 25th May 2024
Dave G's avatar
Dave G

Review PayPal: PayPal Credit now

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