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PayPal: PayPal Credit reviews

4.73
Based on 136,347 reviews, last reviewed 12th Jun 2026
3934900% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's very easy to use. It's very easy to use. All are clearly explained. I use PayPal credit very often as it helps control my finances Reviewed on: 12th June 2026
Aigars L's avatar
Aigars L

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136347)

Excellent service provided by PayPal

5
Excellent service provided by PayPal Reviewed on: 25th May 2024

PayPal has been a godsend to me

5
PayPal has been a godsend to me is has helped me so much in the hard times I’m currently going through Reviewed on: 25th May 2024

Good option to spread cost for big purchases

5
Good option to spread cost for big purchases Reviewed on: 25th May 2024

Used many times now excellant

5
Used many times now and it really helps if there’s something you want now but can’t afford . It gives that extra time to pay for your item I think it’s brilliant . . I have and will recommend to friends and family it’s really informative tells you the months you have to pay back and how much when split into the four or more payments how much to pay . Every month you have an e-Mail to let you know the payment is due and the day they are taking it absolutely great I love the simplicity of it Reviewed on: 25th May 2024

Excellent service.

5
Excellent service. Quick and efficient Reviewed on: 25th May 2024

Great, love PayPal

5
Great, love PayPal! I use it almost everyday! It's so useful! Pay in 3 and PayPal credit are great for expensive items! Reviewed on: 25th May 2024

Great options, providing 4 months interest free plan.

5
Great options, providing 4 months interest free plan. Quick and easy to use Reviewed on: 25th May 2024

All done in minute,easy and simple.

5
All done in minute,easy and simple..It is a very good experience Reviewed on: 25th May 2024

Good Service ...

5
I find it hard to speak to uour customer service Reviewed on: 25th May 2024

It's easy to use I rely on Paypal all the...

5
It's easy to use I rely on Paypal all the time Reviewed on: 25th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review