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PayPal: PayPal Credit reviews

4.73
Based on 136,196 reviews, last reviewed 12th Jun 2026
3927900% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service easy to use. Great service easy to use. applied and completed my transaction within ten minutes. Reviewed on: 12th June 2026
Emma C's avatar
Emma C

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136196)

Paypal is very reliable and their customer service i...

5
Paypal is very reliable and their customer service is the best at solving out the problems with so much politeness, professionalism and respect. Paypal Reviewed on: 24th May 2024

Best way to pay or buy anything online

5
Best way to pay or buy anything online Reviewed on: 24th May 2024

Convenient to use , good customer service

5
Convenient to use , good customer service Reviewed on: 24th May 2024

Pay 3 and Buyers Protection

5
Easy and hassle free, Refund processing quick and All the details mention clearly specially for Pay3 and on the top PayPal buyers protection. Reviewed on: 24th May 2024

I use PayPal Credit for the majority of my transacti...

5
I use PayPal Credit for the majority of my transactions online. Extremely easy to use, fast, and safe for payments Reviewed on: 24th May 2024

It's always been a great experience .

5
It's always been a great experience using them there customers service is so poilet and quick and to the point. Reviewed on: 24th May 2024

Paypal credit was easy to set up and use - good inte...

5
Paypal credit was easy to set up and use - good interest free terms for a period then reasonable rates for paying back. Seems secure and keeps you informed when terms are changing or when repayment is due. Reviewed on: 24th May 2024

Good for money transfers but fees are too high

5
Good for money transfers but fees are too high Reviewed on: 24th May 2024

Great app

5
Sensible, secure and easy to use! Reviewed on: 24th May 2024

No missing those bargains

5
I love pay in 3 for bargains before they go Reviewed on: 24th May 2024

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