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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136314 reviews)

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4.73

Based on 136,313 reviews, last reviewed 12th Jun 2026

3933350% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction you is flawless and easy to use. Every transaction you is flawless and easy to use. Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136314)

Ease of use

It is so beautiful easy to use and pay for items quickly. Makes shopping so much easier Reviewed on: 13th June 2022

Easy to use

It's great to get 4 months free credit with purchases over £100, most websites use PayPal so it makes it easy to use. Reviewed on: 13th June 2022

Great services

Such a good facility and you can use it in many shops Reviewed on: 13th June 2022

PayPal Credit

Been using PayPal credit for a few year now and love the 0% deals offered. Have never had a problem with anything with paypal credit. Reviewed on: 13th June 2022

Great service

Great service, great offer like give 0% interest on things above £99. Reviewed on: 13th June 2022

super

super................................................................. Reviewed on: 13th June 2022

Easy secure credit

If you have a PayPal account within minutes you can apply for and use PayPal credit. Secure transactions, easy monthly payment via your PayPal account. It could not be simpler Reviewed on: 13th June 2022

The best value credit

They are without doubt the best company with interest free credit Reviewed on: 13th June 2022

Never had any issues

Love paypal! Being with you for years never had any issues. Reviewed on: 13th June 2022

One clic away from purchasing and give you four months breathing.

Using it not so often, but with pleasure. Reviewed on: 13th June 2022

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