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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,399 reviews, last reviewed 10th Jun 2026
3800650% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Im happy customer of PayPal, using quite frequently. Im happy customer of PayPal, using quite frequently. I have a trust is PayPal and all my purchases are safe. Thank you Reviewed on: 10th June 2026
Dominika's avatar
Dominika

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133399)

PayPal exceeds expectation

5
PayPal can be depended upon to offer a brilliant service . I have never had cause to complain. Reviewed on: 17th May 2024
Monique S's avatar
Monique S

Never had a problem.

5
Never had a problem. Queries were dealt with easily. Only issue I ever had was when I called it took 5 hours to get a call back. Reviewed on: 17th May 2024
john's avatar
john

Excellent service and clear communication

5
Excellent service and clear communication during application and acceptance process. Good offers for zero-interest periods which help also Reviewed on: 17th May 2024
Sam P's avatar
Sam P

Easy to use and no worries.

5
Easy to use and no worries. It was nice and simple. Reviewed on: 17th May 2024
Mark Norris's avatar
Mark Norris

Keeping things simple

5
Paypal and paypal credit offers very simple yet flexible ways to pay, with the additional benefit of knowing your purchases are protected Reviewed on: 17th May 2024
Jon R's avatar
Jon R

Help when it’s needed

5
PayPal has helped me to pay for everything from essentials to luxuries. Without it I’d have struggled, it helps a lot to be able to split payments into manageable chunks. Reviewed on: 17th May 2024
Elizabeth N's avatar
Elizabeth N

Easy to buy and pay

5
Easy to buy and pay for items over a few months, no forms to fill in, great way to buy larger items. Reviewed on: 17th May 2024
Heather's avatar
Heather

easy simple secure.

5
Very easy to apply, simple to use and 100% secure. Especially the app provides very useful tools and you can monitor every aspect of your activities and previous purchases. I feel much more comfortable to do online purchases from a if they provide Paypal payment Reviewed on: 17th May 2024
Shoresh D's avatar
Shoresh D

PayPal credit was the first credit I’ve ever used wh...

5
PayPal credit was the first credit I’ve ever used when others didn’t want to give me the chance. It’s been really helpful and their support has been amazing. Highly recommend Reviewed on: 17th May 2024
Emma c's avatar
Emma c

Excellent.

5
Excellent. Great service. Very easy to use Reviewed on: 17th May 2024
Michael 's avatar
Michael

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