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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,504 reviews, last reviewed 10th Jun 2026
3805350% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and simple to set up and payback! Fast and simple to set up and payback! 10/10 service! Reviewed on: 10th June 2026
Liess Baadj's avatar
Liess Baadj

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133504)

PayPal credit gives flexibility on purchases.

5
PayPal credit gives flexibility on purchases. I regularly use PayPal credit when booking holidays as I can pay for the whole amount, and then pay off monthly what I can afford. The PayPal pay in 3 is another great feature allowing low payments but interest free Reviewed on: 18th May 2024
Hannah R's avatar
Hannah R

Most underrated feature is Paypal Credit.

5
Most underrated feature is Paypal Credit. It offers flexible payment options and a seamless integration with my PayPal account. The application process was quick and easy. Using PayPal Credit for purchases gives me extra time to pay without any hassle. I would suggest launching their own card though. Highly recommend for anyone looking for convenient credit solutions! Reviewed on: 18th May 2024
David C's avatar
David C

I like the idea of having four months with zero perc...

5
I like the idea of having four months with zero percent interest Reviewed on: 18th May 2024
David T's avatar
David T

PayPal is very helpful

5
PayPal is very quick to help if you are a little mixed up about anything, they have you sorted out very efficiently. . It’s a secure way of paying on line . I have never had a problem with PayPal, they sort out mine . Reviewed on: 18th May 2024
Sharon G's avatar
Sharon G

They will never let you down if you need it

5
They will never let you down if you need it Reviewed on: 18th May 2024
Piotr K's avatar
Piotr K

I feel safe paying online via my PayPal account.

5
I feel safe paying online via my PayPal account. Always reliable Reviewed on: 18th May 2024
Ade B's avatar
Ade B

4 month interest free with pay pal credit is exc...

5
The 4 month interest free with pay pal credit is excellent. It has helped out so much, especially paying for holidays. Reviewed on: 18th May 2024
Paul 's avatar
Paul

With PayPal you have peace of mind everything you ne...

5
With PayPal you have peace of mind everything you need literally at your fingertips would highly recommend PayPal credit its convenient and helps splitting the payments over a period of time for bigger purchases and with direct debit your payments are automatically processed according to your needs and if you can pay more the option is available Reviewed on: 18th May 2024
Julian H's avatar
Julian H

Finance for sensible people.

5
Pay pal has been great for spreading the cost of purchases of our mountain bikes which we love riding and the finance options have been competitive. Buying those little extras for birthdays when money was tight bought a lot of joy. Reviewed on: 18th May 2024
Anthony P's avatar
Anthony P

Helped me on my business, buying tools that I needed...

5
Helped me on my business, buying tools that I needed and paying in instalments. Reviewed on: 18th May 2024
Nelu M's avatar
Nelu M

Review PayPal: PayPal Credit now

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