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PayPal: PayPal Credit reviews

4.74
Based on 132,714 reviews, last reviewed 10th Jun 2026
3769650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I never had any problem with my transaction easy to... I never had any problem with my transaction easy to use Reviewed on: 10th June 2026
Jonathan M's avatar
Jonathan M

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132714)

Very helpful.

5
I’ve always used PayPal and if you have any issues with purchases, they’re always there to help Reviewed on: 17th May 2024

I always feel very secure when I pay with PayPal,and...

5
I always feel very secure when I pay with PayPal,and it’s very easy to use Reviewed on: 17th May 2024

Quality service

5
Had no problems with PayPal credit lots of ways to pay and not a lot of interest on it if you get it over 12 months and two years brilliant service Reviewed on: 17th May 2024

Perfect idea

5
I'm very happ. The service is professional and works without delay. Thanks! Reviewed on: 17th May 2024

Total convenience

5
Very reliable service. So convenient. Reviewed on: 17th May 2024

Always a safety net

5
Always a safety net to rely on, I really appreciate PayPal Reviewed on: 17th May 2024

Never had an issue

5
Never had an issue using PayPal - available on a great number of websites and offers flexible credit to help make transactions. Never had an issue using them or their app. Reviewed on: 17th May 2024

All fine

5
If you know how to use it right everything is just perfect Reviewed on: 17th May 2024

Great flexible finance

5
Really pleased with the service received Reviewed on: 17th May 2024

Security first

5
Always there in times of need with added security Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review