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PayPal: PayPal Credit reviews

4.74
Based on 132,676 reviews, last reviewed 10th Jun 2026
3768050% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They are extremely professional and efficient and li... They are extremely professional and efficient and listen to the customer Reviewed on: 10th June 2026
Halima 's avatar
Halima

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132676)

Pay Pal help me a lot to buy things that I can't aff...

5
Pay Pal help me a lot to buy things that I can't afford. All my dreams Reviewed on: 17th May 2024

Very useful and safe way to pay for goods hives an e...

5
Very useful and safe way to pay for goods hives an extra layer of security Reviewed on: 17th May 2024

Flexible credit to pay for baby items

5
Paypal has given me a flexible way to pay for larger baby items that I couldn’t otherwise afford. It has been a life saver! Reviewed on: 17th May 2024

I've been using PayPal for a few years and it's...

5
I've been using PayPal for a few years and it's great Reviewed on: 17th May 2024

I used a lot PayPal credit, a never problem, and I f...

5
I used a lot PayPal credit, a never problem, and I feel more secure wit PayPal….and at the moment lots company, sales use PayPal. Reviewed on: 17th May 2024

PayPal credit is really helpful

5
PayPal credit is really helpful and easy to use. Can use it nearly everywhere Reviewed on: 17th May 2024

Easy to use

5
Easy to use, but not everywhere , hope can use in more place Reviewed on: 17th May 2024

I have been asking to increase my limit over the las...

4
I have been asking to increase my limit over the last 2 years with excellent scoring and no one bother to talk to me at all or increase my limit Reviewed on: 17th May 2024

Handy and convenient

5
Very useful and convenient. Can view statements on the app and it reminds deadline to pay by before interest starts charging Reviewed on: 17th May 2024

Is ok but could be better .

4
Is ok but could be better . I got some bad experience with customer service Reviewed on: 17th May 2024

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