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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132663 reviews)

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4.74

Based on 132,663 reviews, last reviewed 10th Jun 2026

3767400% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Been with PayPal for over ten years, great app and g... Been with PayPal for over ten years, great app and great service Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132663)

Easy to use, 0% makes those big buget easier to manage

Easy to use, 0% over 4 months makes those big buget items seem less daunting Reviewed on: 17th May 2024

paypall is best Happy,Happy,Happy

paypall is best Happy,Happy,Happy Reviewed on: 17th May 2024

Best online credit.

PayPal is very reliable and the interest rates are very good. Reviewed on: 17th May 2024

Paypal credit is so reliable.

PayPal Credit gives you the opportunity to spend and pay with 0% interest for 4 months which is very helpful and convenient for people who cannot pay the full amount in one payment. Paypal credit is always my 1st choice whenever i purchase big amount. It is so reliable. It will give you time to save for you to be able to pay your purchase. Reviewed on: 17th May 2024

Very good when you get 0% interest

Very good when you get 0% interest Reviewed on: 17th May 2024

Love PayPal.

Love PayPal. Allows me to make expensive purchases and spread the cost interest free. Reviewed on: 17th May 2024

They take the waiting out of wanting.

They take the waiting out of wanting. Reviewed on: 17th May 2024

Great service

PayPal is a very secure way of making purchases and the Credit facility over 4 months is very useful for larger bills. They also helped me gain a refund from a vendor who hadn't acknowledged my return, very good service from Paypal Reviewed on: 17th May 2024

Absolutely no problems at and very easy

Absolutely no problem at and very easy Reviewed on: 17th May 2024

Excellent service and effortless

Excellent service and effortless Reviewed on: 17th May 2024

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