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PayPal: PayPal Credit reviews

4.73
Based on 181,064 reviews, last reviewed 27th Jul 2026
140% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love to use my PayPal account Easy and fast and trusted payment methods Reviewed on: 27th July 2026
A F's avatar
A F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181067)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very efficient and easy to use.

5
Very efficient and easy to use. Will recommend to a family. Gives me confidence when using as payment app. Reviewed on: 14th July 2026

Easy every time.

5
Easy every time. Quick, simple, the standard! Reviewed on: 14th July 2026

Very good experience with PayPal.

5
Very good experience with PayPal. It helped me a lot. Thank you! Reviewed on: 14th July 2026

Overall, PayPal Credit has been a helpful financial...

5
Overall, PayPal Credit has been a helpful financial tool, offering convenience, flexibility, and a seamless shopping experience. I would happily recommend it to others looking for an easy way to manage their purchases Reviewed on: 14th July 2026

When I called and spoke with somebody they were very...

5
When I called and spoke with somebody they were very helpful Reviewed on: 14th July 2026

Top-Tier Security & Exceptional Customer Service

5
​I always choose PayPal at checkout because of the excellent security and buyer protection they add to my payments. Using PayPal Credit has made managing my budget even easier. What really stands out, though, is the customer service. They are easily some of the most professional support agents I’ve dealt with, always clear, helpful, and quick to resolve any queries. I use them every chance I get! Reviewed on: 14th July 2026

PayPal secure

5
I always like using PayPal as this saves me having to disclose my bank details online, I feel it is more secure Reviewed on: 14th July 2026

Good and safe to use over the time

4
Good and safe to use over the time Reviewed on: 14th July 2026

An easy option in a complicated world!

5
Swift transaction completion, a very easy interface to pay for so many goods and services! Reviewed on: 14th July 2026

Easy to use and keep an eye on balances and upcoming...

5
Easy to use and keep an eye on balances and upcoming payments. Feel confident in using, easy to navigate around the app. Reviewed on: 14th July 2026

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