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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 135,192 reviews, last reviewed 11th Jun 2026
3882450% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good way to pay... Good way to pay if short on funds and covered too Reviewed on: 11th June 2026
donna fort's avatar
donna fort

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135192)

Have always felt secure paying by PalPay.

5
I have always felt secure paying by PayPalPay. Whenever I raise an issue with a payment, they are quick to resolve it. Also, more and more retailers are now accepting PayPal payment and its four-month interest free credit makes a huge difference. Reviewed on: 18th May 2024
Ali Haider's avatar
Ali Haider

My Pal rely Pays

5
PayPal is very safe and secure way of making payments and other financial services. Reviewed on: 18th May 2024
Freddie Bak's avatar
Freddie Bak

It’s simple and easy to use

5
It’s simple and easy to use… I can use PayPal credit on all of my purchases online and just pay it back Reviewed on: 18th May 2024
Joseph Powell's avatar
Joseph Powell

Ease at every step

5
PayPal credit is amazing, every encounter I’ve had with customer service has left me with a smile and the app is easy to navigate. Reviewed on: 18th May 2024
Cori's avatar
Cori

Great service

5
Service and all account options are good. Happy with extra protection Paypal provides. Rare customer service calls has been very good and friendly CS agents. Reviewed on: 18th May 2024
Chekhas's avatar
Chekhas

I always got excellent service.

5
I always got excellent service. Good customer service excellent offers Reviewed on: 18th May 2024
A Hussain's avatar
A Hussain

Gave me a chance with credit.

5
The reason I like to use PayPal, is because they gave me a chance with credit when others didn't. Reviewed on: 18th May 2024
Charlene 's avatar
Charlene

PayPal credit is extremely easy to use

5
PayPal credit is extremely easy to use Reviewed on: 18th May 2024
Johnny's avatar
Johnny

Very easy to use and excellent customer service

5
Very easy to use, works with multiple cards, good 0% credit for 4 months deal and excellent customer service Reviewed on: 18th May 2024
Neil J's avatar
Neil J

Very convenient and easy , highly recommended

5
Very convenient and easy , highly recommended Reviewed on: 18th May 2024
Hung S's avatar
Hung S

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