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PayPal: PayPal Credit reviews

4.74
Based on 134,810 reviews, last reviewed 11th Jun 2026
3864900% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love it ..just don't it Love it ..very flexible ..convenient and so easy of use.. Reviewed on: 11th June 2026
Eddie's avatar
Eddie

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (134810)

When I had an issue with my paypal credit and was un...

5
When I had an issue with my paypal credit and was unsure about certain things the paypal team immediately explained to me very how it all works. Reviewed on: 17th May 2024

Very effective service and the best

5
Very effective service and the best Reviewed on: 17th May 2024

I'm happy can get evri things fast

5
I'm happy can get evri things fast Reviewed on: 17th May 2024

Easy to Use & Easy to navigate

5
easy experience, easy to deal with payments and purchases through the app. Reviewed on: 17th May 2024

Positive , PayPal Good Help and I Like It.

5
Positive , PayPal Good Help and I Like It. Reviewed on: 17th May 2024

Using PayPal credit is so straightforward and easy.

5
Using PayPal credit is so straightforward and easy. Very affordable monthly payments too. Reviewed on: 17th May 2024

Easy to apply, accepted by tons of retailers and eas...

5
Easy to apply, accepted by tons of retailers and easy to make payments. Reviewed on: 17th May 2024

I feel safe with PayPal.

5
I have been using PayPal Europe for around 15yrs. Now with PayPal UK. I feel safe using PayPal for domestic and International transactions. PayPal credit is an amazing offer and has proved very useful. I also use PayPal credit as main option on my Curve card. Reviewed on: 17th May 2024

Interest free credit

5
I was able to buy many things interest free through PayPal credit Reviewed on: 17th May 2024

Great, no issues and easy communication

5
Great, no issues and easy communication Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review