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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135416 reviews)

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4.73

Based on 135,416 reviews, last reviewed 11th Jun 2026

3892250% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So handy and easy to use! I love using PayPal, it's so handy and allows me to spread purchases over 3 months. Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135416)

I highly recommend PayPal Credit to everyone!

I highly recommend PayPal Credit to everyone! It’s incredibly convenient and easy to use. The application process was straightforward, and having the option to pay for purchases over time has been a game-changer for my finances. Excellent service and a trustworthy platform!" ! Reviewed on: 19th May 2024

Satisfied

I’m pleased with the convenience and transparency PayPal Credit offers and would recommend it to anyone looking for a flexible credit option. Reviewed on: 19th May 2024

Really good to purchase things & have time to pay...

Really good to purchase things & have time to pay Reviewed on: 19th May 2024

Highly recommended

I've never had a problem and makes making purchases a breeze. Reviewed on: 19th May 2024

Easy transparent transactions, all terms and conditi...

Easy transparent transactions, all terms and conditions are available and explained. Electronic transactions are easy and user friendly, the app is easy even for my mum. The interest rates are explained and available. Reviewed on: 19th May 2024

Apply for credit card was so easy!

Apply for credit card was so easy! I got the money instant. Pay credit card is so easy! Especially when you’re the person who is doing everything in last minute Reviewed on: 19th May 2024

It’s easy to use, and can be used for almost everyth...

It’s easy to use, and can be used for almost everything. Also the protection it offers for purchases. Reviewed on: 19th May 2024

Great service very good customer service helping me...

Great service very good customer service helping me towards buy good online trustworthy service feel free to buy or sell online because I m covered Reviewed on: 19th May 2024

Most absolute best way to use your money safely

Most absolute best way to use your money safely, stress free and seamless way to make my life easier with many options how I want to make payments via PayPal (PayPal credit or linked card ) Reviewed on: 19th May 2024

Easy, reliable and simple to use

I like how easy PayPal is and its simplified way of paying back and easy to keep track when interest will be charged Reviewed on: 19th May 2024

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