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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,399 reviews, last reviewed 10th Jun 2026
3800650% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Im happy customer of PayPal, using quite frequently. Im happy customer of PayPal, using quite frequently. I have a trust is PayPal and all my purchases are safe. Thank you Reviewed on: 10th June 2026
Dominika's avatar
Dominika

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133399)

Sometimes it is hard to understand the statements an...

4
Sometimes it is hard to understand the statements and knowing exactly what is still outstanding. Reviewed on: 15th May 2024
Hul1's avatar
Hul1

Great customer service helped me get back on track w...

5
Great customer service helped me get back on track with my finances. I would consider using PayPal again. Thank you PayPal for your help with my hard times! Reviewed on: 15th May 2024
Lewis Abram's avatar
Lewis Abram

Great Secure Service

5
I have used PayPal Credit a couple of times to help purchase items with a higher price tag. The system worked well, was secure, simple.to understand and the communication from PayPal about the payment plan and breakdown of costs was second to none. I felt confident using PayPal Credit, and it enabled me to purchase a holiday/short stay that otherwise would have been out of my price range. It also meant I could pay without hefty interest rates. I would definitely recommend it. Reviewed on: 15th May 2024
Rachel T's avatar
Rachel T

No worries easy transaction all the time

5
No worries easy transaction all the time Reviewed on: 15th May 2024
Ava De perio's avatar
Ava De perio

Great service, easy to use, very convenient!

5
Great service, easy to use, very convenient! I recommend it. Reviewed on: 15th May 2024
Mihaela C's avatar
Mihaela C

Credit experience

4
In overall it is smooth to use PayPal. 3 months 0%thm is a great one. But managing long term multiple credit repayments can be complex and confusing. You cannot choose what you want to pay off. Reviewed on: 15th May 2024
Joe 's avatar
Joe

You can buy everything with offers buy now pay in 4...

5
You can buy everything with offers buy now pay in 4 months Reviewed on: 15th May 2024
Elena F's avatar
Elena F

Great service to help spread the cost of larger purc...

5
Great service to help spread the cost of larger purchases or unexpected bills interest free! Reviewed on: 15th May 2024
Helen Topping 's avatar
Helen Topping

Brilliant You can rely on PayPal for everything

5
You can rely on PayPal for everything Reviewed on: 15th May 2024
Lynnette Prior 's avatar
Lynnette Prior

Very efficient, great service.

5
Very efficient, great service. Excellent value for money. Very safe. Reviewed on: 15th May 2024
Zahid H's avatar
Zahid H

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