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PayPal: PayPal Credit reviews

4.74
Based on 133,293 reviews, last reviewed 10th Jun 2026
3795850% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hi there You get more flexibility in pay pal Hi there You get more flexibility in pay pal Reviewed on: 10th June 2026
Chandrakant raicar 's avatar
Chandrakant raicar

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133293)

Quick good service, easy to use app and online

4
Quick good service, easy to use app and online Reviewed on: 15th May 2024

PayPal goood

5
Always very handy and zero interest repayments are great. Reviewed on: 15th May 2024

I live PayPal

5
I’ve been using PayPal for many years now and the pay in 3 and credit services are amazing. The App is easy to use to keep track of your transactions. Great product! Reviewed on: 15th May 2024

Easy to use and widely available

5
Easy to use and widely available Reviewed on: 15th May 2024

Have used PayPal for years now, always fantastic cus...

5
Have used PayPal for years now, always fantastic customer service Reviewed on: 15th May 2024

Amazing.

5
Amazing.. easy instalment plans too!! Reviewed on: 15th May 2024

Easy and safe to use every time.

5
Easy and safe to use every time. Offers different options for payment also which is always helpful. Reviewed on: 15th May 2024

I use it for everything, safest way!

5
I use PayPal for all sorts of services. To send money to family and friends, PayPal credit, pay in 3 fro most large items. Book the train, everything. Reviewed on: 15th May 2024

I opted to use PayPal for the additional layer of se...

5
I opted to use PayPal for the additional layer of security if provided, and have yet to be disappointed. Reviewed on: 15th May 2024

I have not had a problem with PayPal.

5
I have not had a problem with PayPal. Any disputes have been cleared immediately Reviewed on: 15th May 2024

Review PayPal: PayPal Credit now

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