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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,165 reviews, last reviewed 10th Jun 2026
3790100% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Being able to split costs over three or four months... Being able to split costs over three or four months interest free is much needed at times to help budgeting in challenging times. Reviewed on: 10th June 2026
Mum on a budget's avatar
Mum on a budget

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026
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A a
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133165)

Excellent, very easy to use and convenient and very...

5
Excellent, very easy to use and convenient and very effective protection. Even if you mistake of paying for something and you report, they quickly address the issue. Reviewed on: 15th May 2024
Daniel Asare's avatar
Daniel Asare

Easy to use platform

5
Easy to use platform, helpful support and great protection. Reviewed on: 15th May 2024
Craig F's avatar
Craig F

My experiences

5
I have had excellent experiences with PayPal, they have helped over times where I needed to spread costs eg holidays and the Christmas period. Also when selling items through clothings they helped me get refunds. Reviewed on: 15th May 2024
Elliot B's avatar
Elliot B

PayPal is easy to use and I love it provides protect...

5
PayPal is easy to use and I love it provides protection for my purchases Reviewed on: 15th May 2024
Georgina P's avatar
Georgina P

I always use PayPal when possible i find it very use...

5
I always use PayPal when possible i find it very useful. Always there when I need them and easy to pay back. Reviewed on: 15th May 2024
Roger Davenport's avatar
Roger Davenport

Always there when I need it

5
Easy set up . Never had a problem with payments or anything great service Reviewed on: 15th May 2024
Suzanne t's avatar
Suzanne t

I never have any problems with pay pal & when I have...

5
I never have any problems with pay pal & when I have spoken to them all is sorted immediately Reviewed on: 15th May 2024
C t's avatar
C t

I’m very happy to use my PayPal credit and it’s real...

5
I’m very happy to use my PayPal credit and it’s really flexible to use and pay money back Reviewed on: 15th May 2024
Joanna K's avatar
Joanna K

Great options & customer service

5
Been really helpful that they have options for instalments and the pay in 4 mos with no interest. Customer service were always helpful and polite. They answer professionally and provide more info which were really helpful. Reviewed on: 15th May 2024
M N's avatar
M N

Been with PayPal for many years and never had an issue.

5
Been with PayPal for many years and never had an issue. Best service provider Reviewed on: 15th May 2024
Tash 's avatar
Tash

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