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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133020 reviews)

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4.74

Based on 133,020 reviews, last reviewed 10th Jun 2026

3783300% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for everyday transactions. Great for everyday transactions. Safe and reliable. Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133020)

Efficient and convenient

PayPal is fast and efficient payment method. It is also secure and very common amongst online merchants. PayPal credit offers value through interest free payment periods. Reviewed on: 15th May 2024

Flexible credit choices very good

Flexible credit choices very good Reviewed on: 15th May 2024

Efficient and reliable and also trusted

Efficient and reliable and also trusted Reviewed on: 15th May 2024

Never had any issues, made multiple purchases on Pay...

Never had any issues, made multiple purchases on PayPal Credit flawlessly. Reviewed on: 15th May 2024

Easy to manage

Easy to apply for, then easy to manage, payment days are always the same and you can always see how much is left. Reviewed on: 15th May 2024

Excellent

Very easy to use and really excellent service Paypal provide I been using such a long time most of the time I have interest free credit which help me a lot Reviewed on: 15th May 2024

Hassle Free

Convenient when shopping regularly & very hassle free. Interest free on bigger purchases is great. Reviewed on: 15th May 2024

Great experience!

My experience has been smooth and I like the fact that I can pay through payments over a specified time frame with no interest charged. Reviewed on: 15th May 2024

Fabulous and easy App

Great payment platform easy to use app Reviewed on: 15th May 2024

Love PayPal

Have never had a problem with PayPal always keep me updated with my account Reviewed on: 15th May 2024

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