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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,165 reviews, last reviewed 10th Jun 2026
3790100% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Being able to split costs over three or four months... Being able to split costs over three or four months interest free is much needed at times to help budgeting in challenging times. Reviewed on: 10th June 2026
Mum on a budget's avatar
Mum on a budget

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026
A a's avatar
A a
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133165)

Couldn’t be without it! Lifesaver!

5
Use it all the time! So easy and efficient! Handy for when you are a little short in the month and the payments online to make are simple to understand! Fab! Reviewed on: 14th May 2024
Mary Hill's avatar
Mary Hill

Good for pay 0% offers over 3 or 4 months which does...

5
Good for pay 0% offers over 3 or 4 months which does help or pay 3 in 1. Reviewed on: 14th May 2024
Juls's avatar
Juls

Reliable consistent service also when I needed to ta...

5
Reliable consistent service also when I needed to talk to someone on occasion's PayPal customer service was available instantly and always answered my enquiry's. Reviewed on: 14th May 2024
Louie's avatar
Louie

Caint fault pay pal they have helped me out so much...

5
Caint fault pay pal they have helped me out so much when I have needed them to Reviewed on: 14th May 2024
Louise 's avatar
Louise

Undoubtly and absolutely the best!

5
Using PayPal credit is absolutely the best! When there are issues, they respond promptly and resolve matters in a timely manner, whilst delivering excellent customer service and satisfaction. I feel safe, secure, and confident when using PayPal Credit. It is simple to use . I find pleasure in using PayPal Credit because it's truly fantastic Reviewed on: 14th May 2024
Caroline G's avatar
Caroline G

Easy to manage,

5
Easy to manage, very clear. Really happy with the experience. Reviewed on: 14th May 2024
Roxy D's avatar
Roxy D

This service is extremely useful.

5
This service is extremely useful. It's quick and easy to use and very convenient. PayPal Credit has never let me down and is now my first choice for interest free credit. Reviewed on: 14th May 2024
Stephen Harding's avatar
Stephen Harding

Holiday paid.

5
I used paypal to pay for a holiday and paid back £100 monthly. Had no problems in fact Paypal said I only had to pay £37 month and I was able to pay back extra when I could without any problems so paid it back early. Would recommend Paypal to my friends and family. Reviewed on: 14th May 2024
Alice R's avatar
Alice R

Great service by Paypal.

5
Great service by Paypal. I love every bit of the Paypal Credit as it makes my shopping quite easy. Reviewed on: 14th May 2024
Ikechukwu E's avatar
Ikechukwu E

Safe PayPal payment Great customer service

5
Safe PayPal payment Great customer service Reviewed on: 14th May 2024
SELVINO C's avatar
SELVINO C

Review PayPal: PayPal Credit now

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