Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107489 reviews)

View other PayPal products

4.90

Based on 107,489 reviews, last reviewed 15th May 2026

2613100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Lovely, I will keep using it for my purchase Lovely, I will keep using it for my purchase Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (107489)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal credit makes large purchases easy & affordable.

PayPal credit makes large purchases easy & affordable. Or make easy payments online for smaller purchases. Reviewed on: 13th May 2026

Been using Paypal credit to help build my credit sco...

Been using Paypal credit to help build my credit score recently and it's been working well. Reviewed on: 13th May 2026

Fantastic feature! Plenty of time to pay!

Gave me plenty of time to pay for concert tickets, a new phone etc. customer service are only a phone call away too and happily gave me a refund from their own pocket when the company I purchased from failed to do so when I returned the items. PayPal credit has been a life saver in certain scenarios as I previously mentioned, my phone broke and I was in desperate need of a new one but hadn't been paid yet so PayPal credit came through for me when I needed it most. There's absolutely no interest too unless you fail to pay it off on time which is fantastic! Reviewed on: 13th May 2026

Excellent

I feel very good for you’re way of thinking customer thank you Reviewed on: 13th May 2026

Always available and no fuss service.

Always available and no fuss service. Makes things easily accessible and affordable. Also there is security on your purchases. Reviewed on: 13th May 2026

EXCELLENT SERVICE

Easy to use app, customer service is excellent Reviewed on: 13th May 2026

Great to spread the cost of purchases,

Great to spread the cost of purchases, Reviewed on: 13th May 2026

Easy way to pay

Easy! No hassle, swift and efficient! Reviewed on: 13th May 2026

It's a good service and is very easy to use it.

It's a good service and is very easy to use it. Reviewed on: 13th May 2026

Any problems are quickly dealt with and kept up to d...

Any problems are quickly dealt with and kept up to date with information. App works well, covers a lot of info about subject. Reviewed on: 13th May 2026

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews
Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub