Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148170 reviews)

View other PayPal products

4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148170)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very good app and easy to use.

Very good app and easy to use. Everyone appears to accept it and had good protection if things go wrong. Reviewed on: 1st July 2026

great payment options with paypal debit earning bett...

great payment options with paypal debit earning better rewards,ease of payment by direct debit or one off payments, paypal credit with the 4 months 0% works amazingly for me. Reviewed on: 1st July 2026

I first used PayPal last year and it helped me out w...

I first used PayPal last year and it helped me out when I was in a pickle, which was awesome and a life saver. I’ve recommend it to family and friends so who have also used it and loved it just as much as me. Reviewed on: 1st July 2026

I find PayPal useful to ensure a little more securit...

I find PayPal useful to ensure a little more security when paying but I find it extremely difficult to cancel any payment immediately if I have made a mistake. It would be good if you had a 10 min timescale that allowed for immediate cancellation of payment when a mistake has been made. Reviewed on: 1st July 2026

PayPal is safe and reliable when paying for items an...

PayPal is safe and reliable when paying for items any disputes have been sorted quickly Reviewed on: 1st July 2026

Exception experiemce with PayPal

I have never had any issues with PayPal, they've been exception and chased refunds when needed. Reviewed on: 1st July 2026

10/10 there’s a reason pay is my pal

10/10 there’s a reason pay is my pal Reviewed on: 1st July 2026

I absolutely love using Pay Pal!

I absolutely love using Pay Pal! It has never disappointed me. The app is so easy to navigate and their customer service is top-notch. Reviewed on: 1st July 2026

PayPal is super easy to use and totally user oriented.

PayPal is super easy to use and totally user oriented. It's great. Reviewed on: 1st July 2026

A Very Useful Facility

I really appreciate this facility. In Particular, the ease of Access, the flexibility and ability to adjust payments to suit my needs. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79305 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub