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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very handy for expansive projects to spread the cost

Very handy for expansive projects to spread the cost Reviewed on: 14th July 2026

Convenience at your fingertips

Convenient way to pay which gives you choices how to do so and allows you to spread the cost in several different ways Reviewed on: 14th July 2026

AGood ppallways there when you need them.

Always there when you need them. Reviewed on: 14th July 2026

Fantastic to organise your money

It's really helped me organise my money into bill money and spending money and the rewards are a huge bonus, everything I spend money on outside of bills is now through my PayPal account and I always know exactly how much money I have. Ive also used the pay in 3, which is an added bonus when it's something I haven't budgeted for. I love it Reviewed on: 14th July 2026

Smooth trustworthy transactions , I highly recommend...

Smooth trustworthy transactions , I highly recommend it to friends and family Reviewed on: 14th July 2026

Good service good team law fee good security protect...

Good service good team law fee good security protection Reviewed on: 14th July 2026

Excellent efficiency is the right words for the servuce

Excellent efficiency is the right words to describe the service we receive from PayPal. It is very easy to use. I like the way it reminds you of the up coming payments. Which makes it easy to arrange yourselff on time and also make sure the payment is on your account. Reviewed on: 14th July 2026

Excellent so far, protects u from fraudulent compani...

Excellent so far, protects u from fraudulent companies/impostors. And supports u when in emergency situations when u got to buy/pay for something.. Reviewed on: 14th July 2026

5 stars...

Easy to use and gives peace of mind Reviewed on: 14th July 2026

Happy shopper!

Happy with experience via app not had to use customer service Reviewed on: 14th July 2026

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