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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,688 reviews, last reviewed 10th Jun 2026
3768550% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made a double pay inn3 payment. Made a double pay inn3 payment. Couldn't get the money back Reviewed on: 10th June 2026
Vivian W's avatar
Vivian W

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132688)

I had a issue with a payment one time which paypal c...

5
I had a issue with a payment one time which paypal customer service managed to sort it out promptly Reviewed on: 12th May 2024
Subarna Thapa's avatar
Subarna Thapa

Excellent service with great customer care

5
Excellent service with great customer care Reviewed on: 12th May 2024
Assan 's avatar
Assan

I’ve had a very good experience using PayPal Credit.

5
I’ve had a very good experience using PayPal Credit. The game changer for me was getting the Curve card. When I saw the info on my PayPal App, it felt like someone had been listening to my mind because I’ve always wanted that feature to be able to use PayPal in store. PayPal Credit has been very helpful and extremely useful to me. Reviewed on: 12th May 2024
Amaka O's avatar
Amaka O

It’s great whenever shortfall it’s easy to use and g...

5
It’s great whenever shortfall it’s easy to use and great promotional offer Reviewed on: 12th May 2024
AZ's avatar
AZ

PayPal credit and PayPal pay in 3 has really help me...

5
PayPal credit and PayPal pay in 3 has really help me to achieve a lot, not subjecting me to debt and interest that banks and other credit cards offers, it has help me even in the face of high cost of living, PayPal credit has positively made it possible to buy things for my family and still enjoy all the good things of life without hassle or in debt...it also gives me a rest of mind that my money, online purchase is safe and gives me time to pay without having sleepless night Reviewed on: 12th May 2024
Judith A's avatar
Judith A

Never had a single problem with it

5
Never had a single problem with it Reviewed on: 12th May 2024
Charlie W's avatar
Charlie W

Paypal credit is the best of all credit.

5
Paypal credit is the best of all credit. Very affordable and reliable. Reviewed on: 12th May 2024
Paul Innocent Anazodo's avatar
Paul Innocent Anazodo

App shows exactly what payments are upcoming

5
Very easy to apply and app shows you exactly what to be expecting to pay with upcoming transactions Reviewed on: 12th May 2024
Stephanie G's avatar
Stephanie G

Great customer service.

5
Great customer service. Always very helpful Reviewed on: 12th May 2024
Anber 's avatar
Anber

Excellent option for short term smaller purchases!

5
PayPal credit is by far the best option for smaller payments. My computer, phone and watch are all on 0% Apr deals making it smarter and more manageable for me to make large payments over time. Very easy to stay on top of and pay on time. The app is brilliant. Very much love PayPal! Reviewed on: 12th May 2024
Josh Robertshaw's avatar
Josh Robertshaw

Review PayPal: PayPal Credit now

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